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WealthTrace

mywealthtrace.com

From $19.08/mo Free trial Web
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Spec score 7.2 #27 of 34 in Financial Planning Software

Spec sheet

Purpose
WealthTrace provides retirement planning software for individuals and couples to build, manage, and analyze their own plans.Read 9 Oct 2026 · mywealthtrace.com
Trial
The pricing page advertises a free trial and says no credit card is required to start it, but does not state its duration.Read 9 Oct 2026 · mywealthtrace.com
Integrations
WealthTrace says users can link accounts through Yodlee and Plaid, and that bank and brokerage credentials are stored at those providers rather than in WealthTrace's database.Read 9 Oct 2026 · mywealthtrace.com
Security
WealthTrace states that it uses 256-bit encryption for information passed between users and its servers.Read 9 Oct 2026 · mywealthtrace.com
Support
The pricing page lists email and live chat support for individual plans, with priority support for Deluxe; Advisor includes email and phone support.Read 9 Oct 2026 · mywealthtrace.com
AI
Trace AI is included in Deluxe and Advisor and answers questions with plain-language explanations based on a user's plan.Read 9 Oct 2026 · mywealthtrace.com
Data use
WealthTrace states that it will not sell or give user data to third parties.Read 9 Oct 2026 · mywealthtrace.com
Investment tracking
Users can link brokerage, IRA, 401(k), and other investment accounts to monitor balances, holdings, performance, transactions, fund fees, and asset allocation, or enter investments manually.Read 9 Oct 2026 · mywealthtrace.com
Notable limits
Creating and saving multiple individual plans may incur an additional charge, and some account-linking and other add-ons may also cost extra.Read 9 Oct 2026 · mywealthtrace.com
Planning tools
The software models retirement income, taxes, Roth conversions, Social Security, investments, expenses, and what-if scenarios.Read 9 Oct 2026 · mywealthtrace.com
Scenario analysis
Users can run Monte Carlo simulations and compare retirement ages, spending, investment allocation, Social Security, Roth conversions, and market downturn scenarios.Read 9 Oct 2026 · mywealthtrace.com
Tax planning
WealthTrace models Roth conversions, required minimum distributions, withdrawals, retirement income, and taxes over time.Read 9 Oct 2026 · mywealthtrace.com

Plans and prices

Individuals: Standard $229 a year $229/year Unlimited use · Email support · Live chat support · Monte Carlo analysis · What-if scenarios · Link investment accounts · Expert one-on-one support available at add-on charge Read 9 Oct 2026 · mywealthtrace.com
Individuals: Deluxe $289 a year $289/year Unlimited use · Email support · Live chat support · Priority support over Standard · Monte Carlo analysis · What-if scenarios · Link investment accounts · Historical investment data and performance · Roth conversion and asset allocation scenarios · Expert one-on-one support available at add-on charge Read 9 Oct 2026 · mywealthtrace.com
Advisor $1,049 a year $1,049/year or $315/quarter Email and phone support · Client portal · Online fact finder · Model portfolios · Customized reports · Monte Carlo analysis · Link client accounts using Yodlee · What-if, asset allocation, and Roth conversion scenarios; add-on charges may apply Read 9 Oct 2026 · mywealthtrace.com

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