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Xero Bank Reconciliation

xero.com

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Spec score 7.5 #8 of 17 in Reconciliation Software

Spec sheet

Intended users
Xero describes its platform as serving small businesses, accountants, and bookkeepers.Read 11 Oct 2026 · xero.com
Free plan
NoRead 24 Sep 2026 · xero.com
Paid from
25Read 24 Sep 2026 · xero.com
Integrations
Xero's App Store lists over 1,000 third-party apps across categories including payroll, payments, inventory, ecommerce, CRM, and time tracking.Read 11 Oct 2026 · xero.com
Security
Xero states it is certified to ISO/IEC 27001:2022, produces SOC 2 reports, and encrypts data in transit and at rest.Read 11 Oct 2026 · xero.com
Support
Xero provides free online customer support 24/7 through its support articles and case submission.Read 11 Oct 2026 · xero.com
Bank feeds
Bank feeds can import transaction data automatically, and users can manually import transactions if their bank does not connect to Xero.Read 11 Oct 2026 · xero.com
Bulk processing
Xero supports bulk reconciliation, cash coding, and bank rules to process groups of similar transactions.Read 11 Oct 2026 · xero.com
JAX automation
JAX uses rules, matches, memory, and predictions to reconcile transactions, and automatically reconciles only when it has high confidence.Read 11 Oct 2026 · xero.com
JAX plan availability
Xero says JAX auto-reconciliation is available on the Growing plan and above.Read 11 Oct 2026 · xero.com
Mobile access
The Xero Accounting app lets users view bank balances and reconcile bank accounts on iOS and Android devices.Read 11 Oct 2026 · central.xero.com
Product scope
Xero offers bank reconciliation as part of its online accounting software, matching bank statement lines to transactions in Xero.Read 11 Oct 2026 · xero.com
Reconciliation limits
The Early plan limits users to 20 invoices and 5 bills, and bulk transaction coding is unavailable on Early.Read 11 Oct 2026 · xero.com
Review and control
Users can review JAX's reconciliation reasoning, make corrections, and turn automation on or off for each bank account.Read 11 Oct 2026 · xero.com

Plans and prices

Early $25 a month Subscriptions auto-renew monthly. 20 invoices and quotes · 5 bills Read 24 Sep 2026 · xero.com
Growing $55 a month Subscriptions auto-renew monthly. Includes auto-reconcile bank transactions Read 24 Sep 2026 · xero.com
Established $90 a month Subscriptions auto-renew monthly. Includes auto-reconcile bank transactions · Multi-currency and project tracking Read 24 Sep 2026 · xero.com
Early $27 a month $27 per month 20 invoices · 5 bills · bank reconciliation Read 11 Oct 2026 · xero.com
Growing $59 a month $59 per month Auto-reconcile bank transactions · bank rules · bulk reconciliation Read 11 Oct 2026 · xero.com
Established $97 a month $97 per month Auto-reconcile bank transactions · bank rules · bulk reconciliation · multiple currencies Read 11 Oct 2026 · xero.com

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Where Specifiction places it

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