ZenTreasury

Spec sheet

What it does

ZenTreasury is a cloud financial-contract accounting platform that converts leases, loans, FX positions and guarantees into schedules, journals, disclosures and audit trails.Read 15 Oct 2026 · zentreasury.com

Purpose

ZenTreasury is a financial contract accounting platform that turns leases, loans and FX positions into schedules, journals, disclosures and an audit trail.Read 8 Oct 2026 · zentreasury.com

Intended users

ZenTreasury is aimed at Office of the CFO finance and treasury teams, including group controllers, CFOs, treasury teams and auditors.Read 8 Oct 2026 · zentreasury.com

API

A paid REST API add-on uses OAuth2 and includes 2,000 calls per year across endpoints.Read 15 Oct 2026 · zentreasury.com

Integrations

The service supports configurable files, scheduled feeds and APIs for ERP, accounting, banking, trading-platform and market-rate data.Read 15 Oct 2026 · zentreasury.com

Security

Production servers and backup storage are in the EU, each customer has a separate database, and backup archives are AES-256 encrypted.Read 8 Oct 2026 · zentreasury.com

Support

Basic support consists of a portal with user guides and an integrated ticketing system; weekday support is listed as 09:00–17:00 Finnish time.Read 15 Oct 2026 · zentreasury.com

Headquarters

Helsinki, FinlandRead 28 Sep 2026 · zentreasury.com

Founded

2016Read 28 Sep 2026 · zentreasury.com

Company

ZenTreasury Oy is a Finnish software company founded in Helsinki in 2016 and headquartered in Helsinki.Read 8 Oct 2026 · zentreasury.com

Access controls

The platform provides Microsoft Entra ID single sign-on, multi-factor authentication, per-module permissions, company scoping and four-eye approvals.Read 15 Oct 2026 · zentreasury.com

Accounting exports

Posting rules map contract events to chart-of-accounts entries that can be exported to an accounting or ERP system.Read 15 Oct 2026 · zentreasury.com

Accounting standards

The maker says US entities can use ASC 842 while international subsidiaries use IFRS 16; ASC 842 support is in early access under finance oversight.Read 8 Oct 2026 · zentreasury.com

AI extensibility

Administrators can enable a read-only, tenant-scoped MCP connection for clients such as Claude, ChatGPT and Cursor; requests are logged.Read 15 Oct 2026 · zentreasury.com

Banking limitation

ZenTreasury states that it does not initiate payments or execute trades.Read 15 Oct 2026 · zentreasury.com

Cash forecasting

Cash forecasts combine contract data from FX, loans, leases, guarantees and forecast items across short-term, weekly and long-term views.Read 15 Oct 2026 · zentreasury.com

Company headquarters

The headquarters address is Itämerenkatu 3, 00180 Helsinki, Finland, with a regional office in Dubai DIFC.Read 15 Oct 2026 · zentreasury.com

Company history

ZenTreasury says it was founded in Helsinki in 2016 by Lars Nevalainen and remains founder-owned.Read 15 Oct 2026 · zentreasury.com

Company legal name

The Finnish contracting entity is ZenTreasury Oy, business ID 2762104-2; a Dubai entity named ZenTreasury Technologies Ltd also contracts with customers outside the EU/EEA.Read 15 Oct 2026 · zentreasury.com

Company size

LinkedIn lists ZenTreasury as privately held with 2–10 employees and headquarters in Helsinki.Read 15 Oct 2026 · linkedin.com

Compliance evidence

ZenTreasury publishes a CSA STAR Level 1 CAIQ self-assessment and says an international audit firm independently reviewed its IFRS 16 calculations.Read 15 Oct 2026 · zentreasury.com

Controls

Included controls include approval workflows, an audit trail and role-based access.Read 8 Oct 2026 · zentreasury.com

Data portability

EU and EEA customers can request structured exports such as CSV or Excel, with at least 30 days to retrieve data after termination.Read 15 Oct 2026 · zentreasury.com

Encryption and backups

Traffic uses TLS 1.2 or higher with HSTS, while customer databases receive nightly off-site backups encrypted with AES-256.Read 15 Oct 2026 · zentreasury.com

Funding and ownership

Crunchbase lists ZenTreasury as private and seed-stage, identifies Lars Nevalainen as founder and CEO, and names ZenTreasury Oy as the legal name.Read 15 Oct 2026 · crunchbase.com

Identity and approvals

The product supports Microsoft Entra ID single sign-on, multi-factor authentication, per-module permissions and second-approver checks for critical treasury transactions.Read 8 Oct 2026 · zentreasury.com

Implementation

The company says environments are normally provisioned in one to two days and most implementations go live within four to eight weeks.Read 15 Oct 2026 · zentreasury.com

Lease accounting

The lease module calculates IFRS 16 right-of-use assets, liabilities, depreciation, interest, modifications, remeasurements, indexation and foreign-currency translation.Read 15 Oct 2026 · zentreasury.com

Licence

The terms describe a company-operated SaaS service accessed through a designated URL; no open-source licence is identified.Read 15 Oct 2026 · zentreasury.com

Limit: facility-management depth

A reviewer wanted more automated calculations in the facility-management add-on.Read 15 Oct 2026 · sourceforge.net

Limit: learning curve

One reviewer found the system somewhat rigid at first and said users need to learn its underlying logic.Read 15 Oct 2026 · sourceforge.net

Limit: reporting maturity

Reviewers mention that reporting automation was incomplete or still under construction.Read 15 Oct 2026 · sourceforge.net

Notable news: Fortaco

On 6 October 2024 ZenTreasury announced that Fortaco renewed its contract and upgraded to the newer platform with APIs, hedging policies, approvals and task management.Read 15 Oct 2026 · zentreasury.com

Payment and trading limit

ZenTreasury does not initiate payments or execute trades.Read 8 Oct 2026 · zentreasury.com

Praise: flexibility

SourceForge reviewers say the product is flexible, configurable and able to accommodate new ideas quickly.Read 15 Oct 2026 · sourceforge.net

Praise: support

Reviewers commonly praise the support team as hands-on, fast and responsive.Read 15 Oct 2026 · sourceforge.net

Praise: usability and implementation

Independent reviewers repeatedly describe the interface as easy to use and implementation as quick or effortless.Read 15 Oct 2026 · sourceforge.net

Rating on Capterra

5.0 out of 5 from 1 reviewRead 15 Oct 2026 · capterra.com

Rating on G2

0.0 out of 5 from 0 reviewsRead 15 Oct 2026 · g2.com

Rating on GetApp

5.0 out of 5 from 1 reviewRead 15 Oct 2026 · getapp.com

Rating on Software Advice

5.0 out of 5 from 1 reviewRead 15 Oct 2026 · softwareadvice.com

Rating on SourceForge

4.9 out of 5 from 9 reviewsRead 15 Oct 2026 · sourceforge.net

Reporting and API

Data can be exported through Excel and PDF reports, Power BI, a REST API and read-only MCP access for AI assistants.Read 8 Oct 2026 · zentreasury.com

Security architecture

Production is hosted in the EU with a separate database for each customer and Cloudflare at the network edge.Read 15 Oct 2026 · zentreasury.com

Treasury instruments

Treasury coverage includes FX spots, forwards and swaps; bank and intercompany loans; deposits; commercial paper; bonds; interest-rate swaps; guarantees and letters of credit.Read 15 Oct 2026 · zentreasury.com

Plans and prices

Every ZenTreasury plan and price →

Where Specifiction places it

• Lease Accounting Software#15 of 567.7
• Foreign Exchange Management Software#9 of 217.7
• Liquidity Management Software#11 of 237.7
• Cash Forecasting Software#16 of 267.7