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SPECIFICTION
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1Bill vs Paymentus

1Bill

1bill.com

Paymentus

paymentus.com

Side by side

Figure1BillPaymentus
Price fromFree—
Free planYes—
Free trial——
Open source——
WebYesYes
iOSYesYes
AndroidYesYes
API—Yes
Plans published12
Spec score · Bill Payment Software8.2 (#3)7.8 (#5)
HeadquartersMelbourne, Victoria, AustraliaCharlotte, North Carolina, United States
SecurityThe site states that 1Bill uses AES-256 encryption and in-app biometric security.Paymentus describes itself as a Level 1 PCI-certified service provider and lists Nacha account validation, HIPAA, SOC 1, SOC 2, and ADA protections.
SupportThe site lists telephone support at 1300 391 320, Monday to Friday, 9am–7pm.The contact page lists bill pay and client support by phone, sales by phone or email, and separate support options for banking and Profit customers.

Plans

1Bill

  • 1BillFree

1Bill pricing →

Paymentus

  • PaymentusPriced on request
  • Paymentus platformPriced on request

Paymentus pricing →

In their own words

1Bill

1Bill has no write-up on Specifiction yet; its figures are above.

Visit 1bill.com

Paymentus

Paymentus provides billing, payment, and customer interaction capabilities for service providers and financial institutions. Its listed sectors include insurance, utilities, government, telecom, property management, healthcare, higher education, banking, and consumer finance. Consumers can pay through web portals, one-time web payments, IVR, in-person locations, text, email, chatbots, or BillWallet. Payment methods include cards, ACH/eCheck, cash, PayPal, PayPal Credit, Venmo, Apple Pay, and Google Pay. The platform supports AutoPay, recurring and scheduled payments, one-time payments, and pay now/pay later options. Agent Dashboard provides transaction visibility, reporting, reconciliation, agency analytics, and digital adoption monitoring. Paymentus says it integrates with 450+ systems of record and offers APIs, SDKs, and the Pixels by Paymentus toolkit. Other tools cover vendor invoicing, payables, receivables, expenses, employee expense cards, and digital disbursements including refunds and deposits. Paymentus was founded in 2004 and says it went public in 2021. It lists Android, API, iOS, and web availability. Pricing is on request.

Visit paymentus.com