9Spokes vs Belvo
9Spokes
9spokes.comBelvo
belvo.comSide by side
| Figure | 9Spokes | Belvo |
|---|---|---|
| Price from | — | $1,000/mo |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 0 | 3 |
| Spec score · Bank Connectivity Software | 7.7 (#21) | 8.5 (#3) |
| Company | The site identifies the company as 9Spokes International Limited. | Belvo says Pablo Viguera and Oriol Tintoré founded the company in 2019. |
| Headquarters | Auckland, New Zealand | Mexico City, Mexico; São Paulo, Brazil |
| Integrations | Business app connections cover accounting, ecommerce, social media, marketing, and payments, and the maker says the feature integrates over 20 essential business apps. | Belvo says its platform connects with retail and business bank accounts and official employment and fiscal records. |
| Product | 9Spokes is a white-label open data platform that turns consented SMB banking, accounting, merchant, and business app data into customer dashboards and portfolio intelligence. | Belvo provides open finance infrastructure for companies to connect to users’ accounts, understand financial data, and move money. |
| Security | 9Spokes describes its security as ISO-certified and says it uses direct API connections rather than screen scraping. | Belvo says data at rest is encrypted with AES 256 and RSA 2048, while data in transit uses TLS 1.2 with TLS 1.3 supported. |
| Support | The company invites prospective customers to contact its team or email [email protected] to discuss the platform. | The pricing page lists standard support by email and premium support through Slack and video conference. |
Plans
In their own words
Belvo
Belvo provides open finance infrastructure for companies connecting customer accounts, interpreting financial data, and moving money in Latin America. It connects retail and business bank accounts with official employment and fiscal records. Banking data includes real-time account information and up to 24 months of standardized, categorized transactions. Additional data features cover transaction categorization, income verification, recurring expense detection, and risk insights. Payment products include recurring direct debit collections in Mexico and one-tap Pix payments in Brazil. Developers can build integrations through the API, developer hub, quickstart guide, and API reference. Connection methods include a hosted widget, API, regulated open finance consent flow, and institution credentials; refreshes are scheduled. Data is encrypted with AES 256 and RSA 2048 at rest and TLS 1.2 in transit, with TLS 1.3 supported. Belvo lists ISO/IEC 27001:2022 certification and PCI DSS Level 1 compliance. Sandbox access is free; production requires a paid plan. Launch costs $1,000 a month, while Growth pricing is custom.