9Spokes vs Envestnet | Yodlee
9Spokes
9spokes.com
Envestnet | Yodlee
yodlee.comSide by side
| Figure | 9Spokes | Envestnet | Yodlee |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 0 | 1 |
| Spec score · Bank Connectivity Software | 7.7 (#21) | 8.4 (#4) |
| Pricing and sales | The platform page invites organizations to contact the team for a demo and does not state a public price. | The developer portal describes free Sandbox access and directs customers to contact Yodlee sales for live data-source access beyond its listed coverage. |
| Product | 9Spokes is a white-label open data platform that turns consented SMB banking, accounting, merchant, and business app data into customer dashboards and portfolio intelligence. | Yodlee provides financial data aggregation for personal finance management, lending, and wealth management use cases. |
| Security | 9Spokes describes its security as ISO-certified and says it uses direct API connections rather than screen scraping. | Yodlee reports an annual SOC 2 Type 2 assessment, with the latest report available to clients and prospects under NDA. |
Plans
In their own words
Envestnet | Yodlee
Envestnet | Yodlee provides financial data aggregation for personal finance, lending, wealth management and other financial applications. Its API supports institution searches, account creation and updates, retrieval of aggregated data, and notifications when data changes. Account aggregation can combine balances, transactions, expense categories and information from bank, credit card and investment accounts. The product page describes more than 19,000 sources across accounts and loans; another stated coverage figure is more than 17,000 financial sources. FastLink is an embeddable browser tool for account linking with managed authentication. Transaction enrichment adds descriptions, merchant names, categories and geolocation. Developers can request refresh while a user waits or use daily background refreshes and webhook notifications. Supported institutions can use OAuth account connections with user consent. A free Sandbox after developer registration includes sample data for five preconfigured users, but does not support live-site linking or registering more sandbox users. The product page shows no price and directs prospective customers to request a demo; live data-source access requires contacting sales. Yodlee also says sensitive full account-number access requires Security Office approval.