AccessPay vs SlimPay

AccessPay connects business finance and back-office systems to banks for payments, collections, and bank statement retrieval. It supports Bacs, Faster Payments, CHAPS, SWIFT, SEPA, and Direct Debit collections, and says it connects finance applications with more than 11,000 banks worldwide. ERP, payroll, and other back-office systems can connect through SWIFT, Host-to-Host, EBICS, sFTP, or API. Its file transformation engine handles formats including CSV, Standard18, and PAIN, as well as less common formats. Fraud and error controls include payment screening, beneficiary checking, sanctions screening, and Confirmation of Payee capabilities. Security measures listed include masked and encrypted transaction data, MFA or SSO login, user access controls, segregation of duties, and audit trails. The platform does not cap transaction count or value, though payment schemes may set their own value limits. Pricing is on request and depends on estimated annual transaction volumes, users, and required configurations and workflows. Initial setup carries a one-time professional services fee of 25%; bank fees are separate.

SlimPay helps businesses automate recurring payment collection through account-to-account payments, direct debits, and open banking services. It supports subscription and invoice payments, along with direct-debit payment method updates. Customers can sign SEPA mandates digitally using a checkbox or one-time password. Supported schemes include SEPA Direct Debit CORE, SEPA Direct Debit B2B, and SEPA Credit Transfer; the service handles euro direct debits and credit transfers for countries within the SEPA jurisdictional scope. Merchants can integrate through a REST API or use File Transfer for batch processing. Checkout can be added to websites and mobile applications using pop-in, redirection, or iFrame options. Payment management is available through a Dashboard, API, or file transfer interface, and failed direct debits can be retried manually or automatically. SlimPay says it is authorized and supervised by France’s ACPR as a payment institution and that its servers are in the European Union with Amazon Web Services. Pricing is available on request, and production accounts require validated pre-production tests and completed KYC.