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SPECIFICTION
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ACH Payments vs Stryd

ACH Payments

ach-payments.com

Stryd

stryd.us

Side by side

FigureACH PaymentsStryd
Price from$0.35/mo$2/mo
Free plan——
Free trial——
Open source——
WebYesYes
APIYesYes
Plans published43
Spec score · ACH Payment Processing Software8.6 (#1)6.9 (#20)
IntegrationsThe QuickBooks payments module supports ACH and card transactions, one time and recurring transactions, integrated reporting, and tokenization.The product offers a WooCommerce plugin, Shopify checkout flows, a developer API, and webhooks.
Security and complianceThe company says tokenization removes bank data from client servers and databases, while its merchant agreement requires applicable NACHA and PCI-DSS self-audits.Stryd describes Plaid-based bank verification and says subscription payments use signed NACHA-compliant authorizations.

Plans

ACH Payments

  • Recurring ACH calculator assumption$0.25, paid once
  • ChurchSquare special pricing$0.35 a month
  • ChurchSquare$20 a month
  • WaterFlex AutoDebit$29 a month

ACH Payments pricing →

Stryd

  • Starter$2 a month
  • Standard$500 a month
  • EnterprisePriced on request

Stryd pricing →

In their own words

ACH Payments

ACH Payments provides paid ACH and credit or debit card processing through a web virtual terminal and API. The terminal handles single, future-dated, and recurring payments, with scheduling, recurring billing, user permissions, customizable receipts, and exportable reports. Website tools create hosted payment pages with custom fields for one-time or recurring charges. Its QuickBooks module supports ACH and card transactions, recurring or one-time payments, reporting, and tokenization. A ChurchSquare integration updates payment histories in ChurchSquare while activity remains trackable in the virtual terminal. The company says tokenization replaces bank-account data so it need not sit on client servers or databases. The terminal is described as Level 1 PCI compliant and lists address, velocity, checking-account, and identity verification tools. ChurchSquare special pricing is $0.35 a month, billed as $20.00 monthly for three accounts plus reporting and 800# support, with additional transaction and return fees specified.

Visit ach-payments.com

Stryd

Stryd has no write-up on Specifiction yet; its figures are above.

Visit stryd.us