ACH Processing Company vs Paymentus
ACH Processing Company
achprocessing.com
Paymentus
paymentus.comSide by side
| Figure | ACH Processing Company | Paymentus |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 0 | 2 |
| Spec score · ACH Payment Processing Software | 7.7 (#10) | 7.8 (#9) |
| Company history | ACH Processing Company says it was incorporated in 1998 and launched its proprietary platform in 2012. | Paymentus says it was founded in 2004 and went public on the New York Stock Exchange in 2021. |
| Founded | 1998 | 2004 |
| Headquarters | Plano, Texas, United States | Charlotte, North Carolina, United States |
| Industries | The company describes payment solutions for businesses and organizations in areas including payroll, accounting, property management, membership services, healthcare, ecommerce, and government. | The platform targets utilities, financial services, insurance, government, consumer finance, telecommunications, healthcare, higher education and property management. |
| Purpose | Provides payment processing services through a cloud based platform and web services API. | Paymentus provides billing, payment, and customer interaction capabilities for service providers and financial institutions. |
| Reporting | The portal has a report builder with over 28 values, templated reports, and transaction search filters. | Paymentus provides real-time transaction analytics, reconciliation, digital-adoption tracking and customer-behavior reporting through one interface. |
| Security | The company says it uses multiple data centers and data encryption to protect sensitive information. | Paymentus describes itself as a Level 1 PCI-certified service provider and lists Nacha account validation, HIPAA, SOC 1, SOC 2, and ADA protections. |
| Support | The company invites prospective customers to request a demo, and says solution experts will reach out to contact form submissions. | The contact page lists bill pay and client support by phone, sales by phone or email, and separate support options for banking and Profit customers. |
Plans
In their own words
ACH Processing Company
ACH Processing Company provides ACH and credit card processing through a web portal and services API. The ACH Web Portal handles one-time and recurring payments, reporting and administrative tasks. Users can schedule recurring billing or make individual transactions with Quick Debit; Pay Now Links accept ACH and card payments on a website. Report Builder includes more than 28 values for assembling reports, while Report Viewer offers templates for settled transactions, file uploads and unsuccessful transactions. Administrators can manage user rights, require a second user to approve transactions and set email alerts for selected events. The API supports batch transaction creation, transaction searches and retrieval of returned transactions with their return codes. Developers can validate information in sandbox environments designed to mirror production. Listed accounting integrations include Sage 100 Standard, Xero and QuickBooks. The company says it serves corporate clients and municipalities, among other organizations, and offers prospective customers a demo. It was incorporated in 1998 and launched its proprietary platform in 2012. Pricing is on request; platforms listed are web and API.
Paymentus
Paymentus provides billing, payment, and customer interaction capabilities for service providers and financial institutions. Its listed sectors include insurance, utilities, government, telecom, property management, healthcare, higher education, banking, and consumer finance. Consumers can pay through web portals, one-time web payments, IVR, in-person locations, text, email, chatbots, or BillWallet. Payment methods include cards, ACH/eCheck, cash, PayPal, PayPal Credit, Venmo, Apple Pay, and Google Pay. The platform supports AutoPay, recurring and scheduled payments, one-time payments, and pay now/pay later options. Agent Dashboard provides transaction visibility, reporting, reconciliation, agency analytics, and digital adoption monitoring. Paymentus says it integrates with 450+ systems of record and offers APIs, SDKs, and the Pixels by Paymentus toolkit. Other tools cover vendor invoicing, payables, receivables, expenses, employee expense cards, and digital disbursements including refunds and deposits. Paymentus was founded in 2004 and says it went public in 2021. It lists Android, API, iOS, and web availability. Pricing is on request.