| Price from | $39/mo | $2/mo |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 3 | 3 |
| Spec score · ACH Payment Processing Software | 7.8 (#8) | 6.9 (#20) |
| Product | ACHQ provides ACH and eCheck processing for merchants and payment platforms. | Stryd is Paygen's Pay By Bank product for accepting ACH e-check payments from customers' bank accounts, verified in real time by Plaid. |
| Settlement | ACHQ states standard ACH settlement is 1–2 days and says same-day ACH is available for time-sensitive payments. | The terms say ACH settlement is typically 1–5 business days and card settlement is typically 1–3 business days, with timing governed by the payment partner. |
| Support | ACHQ advertises US-based human support, with email support on Starter, phone and email on Growth, and 24/7 priority support on Scale. | The site lists email support, phone support, and WhatsApp contact; its support page also advertises live chat and a developer community forum. |
