Tech riderRev. 28 Sept 2026
- 1Runs onAPI, Web
- 2Costspaid from $39/mo
- 3Recurring ACH paymentsYes
- 4ACH credit supportYes
- 5Same-day ACHYes
- 6Payment linksYes
- 7API accessYes
- 8Webhook supportYes
8 lines stated Written from the maker's own pages: achq.com
Overview
ACHQ is ranked #13 of 21 in ACH payment processing software on Specifiction. It runs on API, Web. There is no free plan. Paid plans start at $39/mo.
ACHQ plans and pricing
All plansStarter $39/mo $39/mo Up to 500 transactions / mo · Online and mobile payments · Recurring billing · Standard 2-day settlement · Email support · Starting at 0.5% + $0.50 per ACH transaction achq.com · 28 Sept 2026
Growth $59/mo $59/mo Up to 2,500 transactions / mo · Bank account verification · Webhooks and full API access · Priority 1-day settlement · Dashboard with reporting · Phone + email support · Starting at 0.35% + $0.40 per ACH transaction achq.com · 28 Sept 2026
Scale $99/mo $99/mo Volume-based pricing · Dedicated success manager · Custom integrations and SLAs · Same-day ACH available · 24/7 priority support · Starting at $0.25 per txn; no discount fee at top tier achq.com · 28 Sept 2026
Compared on ACH payment processing software
Facts
- Product
- ACHQ provides ACH and eCheck processing for merchants and payment platforms.achq.com · 28 Sept 2026
- Payment types
- The platform supports one-time ACH, recurring billing, and electronic check conversion.achq.com · 28 Sept 2026
- Verification
- ACHQ offers real-time bank account validation and accepts Plaid tokens directly for authorizing ACH transfers.achq.com · 28 Sept 2026
- Integration options
- Customers can use an ACHQ-hosted checkout page, Plaid Link tokenized capture, or a REST API.achq.com · 28 Sept 2026
- Developer tools
- The REST API uses JSON over HTTPS, supports idempotency keys, and provides SDKs for Node, Python, Ruby, and PHP.achq.com · 28 Sept 2026
- Webhooks
- ACHQ describes its webhooks as HMAC-signed, automatically retried, and replayable from the dashboard.achq.com · 28 Sept 2026
- Reporting
- The dashboard includes transaction monitoring, daily settlement reports, return-rate trends, exports, and an immutable user action log.achq.com · 28 Sept 2026
- Security
- ACHQ says bank accounts are stored as reusable tokens and that customers' systems do not handle the account personal information.achq.com · 28 Sept 2026
- Compliance
- ACHQ's trust portal lists CCPA and GLBA and offers access to security documentation; it says it is working on security compliance and can provide completed questionnaires upon request.security.achq.com · 28 Sept 2026
- Support
- ACHQ advertises US-based human support, with email support on Starter, phone and email on Growth, and 24/7 priority support on Scale.achq.com · 28 Sept 2026
- Settlement
- ACHQ states standard ACH settlement is 1–2 days and says same-day ACH is available for time-sensitive payments.achq.com · 28 Sept 2026
- Who it serves
- ACHQ describes its customers as merchants, platforms, ISVs, and partners serving merchants.achq.com · 28 Sept 2026
- Sandbox
- ACHQ says sandbox API access is free and production use requires applying for a production account.achq.com · 28 Sept 2026
Company
- Headquarters
- Sarasota, Florida, United Statesachq.com · 23 Sept 2026
Best ACHQ alternatives
See all 12 All accessCh 01 OpenACH Free planAndroidAPI Free to start7.2 All accessCh 02 Plaid Free trialAndroidAPI 7.0 All accessCh 03 Nickel Free planWeb from $35/mo6.8 All accessCh 04 ACH Processing Company APIWeb 6.7 All accessCh 05 ACHPAY.AI Free trialAPIWeb 6.7 All accessCh 06 PayJunction ACH Payment Processing APIBrowser from $0.75/mo6.6
Where it ranks on Specifiction
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Sources
- achq.com· checked 28 Sept 2026
- achq.com/solutions/payments· checked 28 Sept 2026
- achq.com/solutions/bank-verification· checked 28 Sept 2026
- achq.com/solutions/payment-gateway· checked 28 Sept 2026
- security.achq.com· checked 28 Sept 2026
- achq.com/pricing· checked 28 Sept 2026