ACHQ
achq.com
Spec sheet
- Product
- ACHQ provides ACH and eCheck processing for merchants and payment platforms.Read 28 Sep 2026 · achq.com
- Security
- ACHQ says bank accounts are stored as reusable tokens and that customers' systems do not handle the account personal information.Read 28 Sep 2026 · achq.com
- Compliance
- ACHQ's trust portal lists CCPA and GLBA and offers access to security documentation; it says it is working on security compliance and can provide completed questionnaires upon request.Read 28 Sep 2026 · security.achq.com
- Support
- ACHQ advertises US-based human support, with email support on Starter, phone and email on Growth, and 24/7 priority support on Scale.Read 28 Sep 2026 · achq.com
- Headquarters
- Sarasota, Florida, United StatesRead 23 Sep 2026 · achq.com
- Developer tools
- The REST API uses JSON over HTTPS, supports idempotency keys, and provides SDKs for Node, Python, Ruby, and PHP.Read 28 Sep 2026 · achq.com
- Integration options
- Customers can use an ACHQ-hosted checkout page, Plaid Link tokenized capture, or a REST API.Read 28 Sep 2026 · achq.com
- Payment types
- The platform supports one-time ACH, recurring billing, and electronic check conversion.Read 28 Sep 2026 · achq.com
- Reporting
- The dashboard includes transaction monitoring, daily settlement reports, return-rate trends, exports, and an immutable user action log.Read 28 Sep 2026 · achq.com
- Sandbox
- ACHQ says sandbox API access is free and production use requires applying for a production account.Read 28 Sep 2026 · achq.com
- Settlement
- ACHQ states standard ACH settlement is 1–2 days and says same-day ACH is available for time-sensitive payments.Read 28 Sep 2026 · achq.com
- Verification
- ACHQ offers real-time bank account validation and accepts Plaid tokens directly for authorizing ACH transfers.Read 28 Sep 2026 · achq.com
- Webhooks
- ACHQ describes its webhooks as HMAC-signed, automatically retried, and replayable from the dashboard.Read 28 Sep 2026 · achq.com
- Who it serves
- ACHQ describes its customers as merchants, platforms, ISVs, and partners serving merchants.Read 28 Sep 2026 · achq.com
Plans and prices
Starter $39 a month $39/mo Up to 500 transactions / mo · Online and mobile payments · Recurring billing · Standard 2-day settlement · Email support · Starting at 0.5% + $0.50 per ACH transaction Read 28 Sep 2026 · achq.com
Growth $59 a month $59/mo Up to 2,500 transactions / mo · Bank account verification · Webhooks and full API access · Priority 1-day settlement · Dashboard with reporting · Phone + email support · Starting at 0.35% + $0.40 per ACH transaction Read 28 Sep 2026 · achq.com
Scale $99 a month $99/mo Volume-based pricing · Dedicated success manager · Custom integrations and SLAs · Same-day ACH available · 24/7 priority support · Starting at $0.25 per txn; no discount fee at top tier Read 28 Sep 2026 · achq.com
Where Specifiction places it
- ACH Payment Processing Software#8 of 217.8
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