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Tech riderRev. 5 Oct 2026

ACHPAY.AI

Ch 027.0of 21 ACH Payment Processing Software
  1. 1Runs onAPI, Web
  2. 2Costsfree trial
  3. 3Recurring ACH paymentsYes
  4. 4Payment linksYes
  5. 5API accessYes
  6. 6Webhook supportYes
6 lines stated Written from the maker's own pages: achpay.ai
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The ACHPAY.AI homepage

Overview

ACHPAY.AI is ranked #2 of 21 in ACH payment processing software on Specifiction. It runs on API, Web. A free trial is offered.

ACHPAY.AI plans and pricing

All plans
ACH processing $0.35 Up to $5.00 per transaction achpay.ai · 5 Oct 2026

Compared on ACH payment processing software

Recurring ACH payments
Yesachpay.ai
Payment links
Yesachpay.ai
API access
Yesachpay.ai
Webhook support
Yesachpay.ai

Facts

Product
ACHPAY.AI describes itself as an all-in-one platform for payments, accounting, CRM, and marketing.achpay.ai · 4 Oct 2026
ACH billing
Its ACH billing service supports recurring billing, customizable subscription intervals, prorations, upgrades, and downgrades.achpay.ai · 4 Oct 2026
Fees
The ACH billing page says ACH fees are as low as 0.35% and never more than $5.00 per transaction.achpay.ai · 4 Oct 2026
Funding
The service offers next-day funding options.achpay.ai · 4 Oct 2026
Reconciliation
It says payments can be automatically matched to invoices and synced with accounting software.achpay.ai · 4 Oct 2026
Risk controls
The ACH billing page lists underwriting, KYC/AML compliance, and fraud monitoring.achpay.ai · 4 Oct 2026
Bank linking
Customers can link bank accounts via Plaid or micro-deposits.achpay.ai · 4 Oct 2026
Integrations
The home page lists pre-built integrations with QuickBooks, Xero, and HubSpot.achpay.ai · 4 Oct 2026
API and webhooks
The home page describes API documentation for custom development and webhooks for real-time event synchronization.achpay.ai · 4 Oct 2026
Security
The ACH billing page states that it uses 256-bit encryption, tokenized bank account information, continuous security monitoring, and penetration testing.achpay.ai · 4 Oct 2026
Compliance
The ACH billing page claims NACHA compliance, PCI DSS Level 1, and automated SOC 2 Type II compliance reporting.achpay.ai · 4 Oct 2026
Who it serves
The home page says its products serve online and in-person retailers, subscription businesses, software platforms, and marketplaces.achpay.ai · 4 Oct 2026
Trial
The home page and ACH billing page display a “Start Your Free Trial” call to action, without stating the trial duration.achpay.ai · 4 Oct 2026
Platform
ACHPAY.AI describes itself as an all-in-one platform for payments, accounting, CRM, and marketing.achpay.ai · 5 Oct 2026
Payments
The platform offers ACH billing, credit card processing, accounting software, and recurring billing software.achpay.ai · 5 Oct 2026
API
The billing API supports subscription schedules, one-off and recurring invoices, tax calculation, and webhook events.achpay.ai · 5 Oct 2026
Intended users
The home page says its products serve online and in-person retailers, subscription businesses, software platforms, and marketplaces.achpay.ai · 5 Oct 2026

Best ACHPAY.AI alternatives

See all 20
All accessCh 01 OpenACH Free planAndroidAPI Free to start7.2 All accessCh 03 Plaid Free trialAndroidAPI 7.0 All accessCh 04 Nickel Free planWeb from $35/mo6.8 All accessCh 05 ACH Processing Company APIWeb 6.7 All accessCh 06 Rotessa APIMac from $0.35/mo6.7 All accessCh 07 PayJunction ACH Payment Processing APIBrowser from $0.75/mo6.6

Where it ranks on Specifiction

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Sources