ACH Payments vs ACHQ
ACH Payments
ach-payments.com
ACHQ
achq.comSide by side
| Figure | ACH Payments | ACHQ |
|---|---|---|
| Price from | $0.35/mo | $39/mo |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 4 | 3 |
| Spec score · ACH Payment Processing Software | 8.6 (#1) | 7.8 (#8) |
| Security | The company says its tokenization solutions replace bank account data so it need not be stored on client servers and databases. | ACHQ says bank accounts are stored as reusable tokens and that customers' systems do not handle the account personal information. |
| Verification | The virtual terminal lists address verification, velocity controls, checking account verification, and identity verification among its anti fraud tools. | ACHQ offers real-time bank account validation and accepts Plaid tokens directly for authorizing ACH transfers. |
Plans
ACH Payments
- Recurring ACH calculator assumption$0.25, paid once
- ChurchSquare special pricing$0.35 a month
- ChurchSquare$20 a month
- WaterFlex AutoDebit$29 a month
In their own words
ACH Payments
ACH Payments provides paid ACH and credit or debit card processing through a web virtual terminal and API. The terminal handles single, future-dated, and recurring payments, with scheduling, recurring billing, user permissions, customizable receipts, and exportable reports. Website tools create hosted payment pages with custom fields for one-time or recurring charges. Its QuickBooks module supports ACH and card transactions, recurring or one-time payments, reporting, and tokenization. A ChurchSquare integration updates payment histories in ChurchSquare while activity remains trackable in the virtual terminal. The company says tokenization replaces bank-account data so it need not sit on client servers or databases. The terminal is described as Level 1 PCI compliant and lists address, velocity, checking-account, and identity verification tools. ChurchSquare special pricing is $0.35 a month, billed as $20.00 monthly for three accounts plus reporting and 800# support, with additional transaction and return fees specified.