Actual vs eTip

Actual provides hospitality businesses with tools for tip distribution, payroll processing, employee scheduling, and operational workflows. Its tip tools automate calculations, division, and payments while giving employees detailed reports. Teams can define custom pool rules, allocate tips by shift, and keep records at both levels. The Canadian tips product is intended for restaurants, hotels, and coffee shops working with federal and provincial requirements for Direct Tips and Controlled Tips. Actual lists integrations with 7shifts, OpenTable, Toast, ADP, Clover, Homebase, Lightspeed, QuickBooks, and Payworks. In the United States, payout schedules can range from daily to bi-weekly; employees can receive tips on Branch debit cards or directly in bank accounts, with Branch card payments described as free for employers and employees. Pricing is on request, with a free one-to-one product demo. Actual is the business name of Atlas Restaurant Management Systems Inc., headquartered in Ontario. Primary infrastructure is hosted in Canada, with some processing in other jurisdictions.

eTip is a digital tipping and tip-management platform for hospitality and service businesses, available on Android, iOS, and the web. Guests scan a QR code to tip without downloading an app. Managers configure pools and splits by individual, room, shift, department, or custom criteria. Employees can receive payouts through debit cards, ACH, PayPal, Venmo, Cash App, or an eTip card. The platform provides automated IRS-compliant reporting, payroll-ready exports, transaction audit trails, and real-time dashboards. Listed payroll integrations include ADP, Workday, UKG, and Dayforce; POS integrations include Toast, Agilysys, Micros, Square, and Aloha. Customizable CSV files cover unlisted systems. Businesses can white-label the interface and guest experience. Employees can view tips, transactions, and reviews and initiate payouts. Pricing is on request; there is no free plan.