ADP Help Me Choose vs Merrill Small Business 401(k)

ADP Help Me Choose is an optional benefits guidance tool available during Open Enrollment. It surveys employees about health, finances, and preferences, then recommends a benefits package using their answers or information they authorize Nayya to access, together with benefits offered by their employer. ADP identifies Nayya as the developer, manager, and owner. The flow runs through ADP TotalSource: employees sign in, answer the survey, review a matched package, and continue enrollment there. The survey is described as taking about 10 minutes and can be skipped when an employee already knows which benefits to choose. ADP’s materials show mobile and desktop enrollment access. ADP reports that 88% of users surveyed by Nayya in 2023 said the tool made their benefits decision easier. The recommendations come without warranties and are not to be relied on as legal, tax, investment, or financial advice. Pricing is not published; businesses can request a customized demo.

Merrill Small Business 401(k) has no write-up on Specifiction yet; its figures are above.