Adyen vs Airwallex Platform APIs and Embedded Finance
Adyen
adyen.com
Airwallex Platform APIs and Embedded Finance
airwallex.comSide by side
| Figure | Adyen | Airwallex Platform APIs and Embedded Finance |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 2 | 3 |
| Spec score · Embedded Payments Platforms | 9.0 (#1) | 9.0 (#2) |
| Authentication | The Authentication Engine selects among 3D Secure 2, scheme passkeys and Google Secure Payment Authentication using risk, device, issuer and regulatory signals. | API access uses an access token obtained with an Airwallex client ID and API key. |
| Founded | 2006 | 2015 |
| Headquarters | Amsterdam, Netherlands | San Francisco and Singapore |
| Integrations | Adyen provides a Shopify payments-app integration that requires Shopify Checkout Extensibility. | Listed integrations include Shopify, WooCommerce, Magento, Amazon, NetSuite, Xero, Odoo, Sage, Workday and Microsoft Dynamics 365 Business Central. |
| Intended customers | Adyen describes its platform as built for global businesses and enterprise payment volume. | The product is presented for growing businesses and tech-forward platforms or marketplaces seeking to embed financial services. |
| Notable news | Adyen announced H1 2026 net revenue of €1,302.9 million, up 19% year over year, on August 13, 2026. | Axios reported on May 28, 2026 that Airwallex raised funding at an approximately $12 billion valuation led by Addition. |
| Rating on Trustpilot | 1.3 out of 5 from 446 reviews | 2.8 out of 5 from 2,586 reviews |
| Rating on TrustRadius | 9.1 out of 10 from 45 reviews and ratings | 8.4 out of 10 from 10 reviews |
| Security certifications | Adyen's Trust Center lists PCI DSS, SOC 1 Type II, SOC 2 Type II, ISAE 3402 Type II and ISO 27001:2022 credentials. | Airwallex states that it maintains PCI DSS Level 1, SOC 1 and SOC 2 Type II controls, with mandatory two-factor authentication and fraud monitoring. |
| What it does | Adyen provides one payment platform for accepting, optimizing and settling online payments through a single integration. | Airwallex provides global accounts, payments, foreign-exchange, cards, spend tools and embedded-finance infrastructure for businesses. |
Plans
Airwallex Platform APIs and Embedded Finance
- ExploreFree
- AcceleratePriced on request
- Platform API & Embedded FinancePriced on request
In their own words
Adyen
Adyen is an online payments platform for businesses that accept, optimize, and settle payments through one integration. It offers access to more than 200 payment methods and supports 136 currencies. Businesses can use ready-made Drop-in checkout components or create a custom flow with the API. Adyen describes AI tools for checkout personalization, authentication, fraud protection, tokenization, and payment cost optimization. Local acquiring through local licenses is presented as a way to improve authorization rates and lower costs. The platform supports recurring and marketplace payments, with payouts in 36 countries. Listed integrations include Adobe Commerce, Salesforce Commerce Cloud, NetSuite, Shopify, and Microsoft Dynamics 365. It is available through web, Android, iOS, and API. Pricing is transaction-based, with no setup or monthly fees and a fixed processing fee plus a payment-method fee for each transaction. The stated starting price is $0.13. Adyen describes its platform as built for global businesses and enterprise payment volume.
Airwallex Platform APIs and Embedded Finance
Airwallex Platform APIs and Embedded Finance has no write-up on Specifiction yet; its figures are above.