Airwallex Platform APIs and Embedded Finance

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Spec score 9.0 #2 of 28 in Embedded Payments Platforms

Spec sheet

What it does: Airwallex provides global accounts, payments, foreign-exchange, cards, spend tools and embedded-finance infrastructure for businesses.Read 15 Oct 2026 · airwallex.com
Integrations: Listed integrations include Shopify, WooCommerce, Magento, Amazon, NetSuite, Xero, Odoo, Sage, Workday and Microsoft Dynamics 365 Business Central.Read 15 Oct 2026 · airwallex.com
Headquarters: San Francisco and SingaporeRead 28 Sep 2026 · airwallex.com
Founded: 2015Read 28 Sep 2026 · airwallex.com
Accounts: The Accounts product can create accounts globally with local bank and branch codes and dedicated account numbers.Read 4 Oct 2026 · airwallex.com
API operations: The API documentation covers date-based versioning, sandbox testing, standard HTTP errors and credential-protection practices such as scoped keys and IP allowlists.Read 15 Oct 2026 · airwallex.com
API products: The API product set includes connected accounts, accounts, payments, transactional FX, payouts, and card issuing.Read 4 Oct 2026 · airwallex.com
API style: The Client API follows REST principles and exposes accounts, payment acceptance, spend management and other products through one API platform.Read 15 Oct 2026 · airwallex.com
Authentication: API access uses an access token obtained with an Airwallex client ID and API key.Read 15 Oct 2026 · airwallex.com
Banking as a Service: The connected-account model supports embedded fintech products such as wallets, neobanks and card programs.Read 15 Oct 2026 · airwallex.com
Browser requirements: Airwallex.js supports current Chrome, Safari, Firefox, Edge and Opera desktop browsers plus iOS WebKit and major Android browsers.Read 15 Oct 2026 · airwallex.com
Canadian regulatory status: The Canada page says Airwallex (Canada) International Payments Limited is registered as a FINTRAC money services business and is pending registration as a Bank of Canada payment service provider.Read 4 Oct 2026 · airwallex.com
Company history and headquarters: Airwallex says it began in 2015 and adopted a dual-headquarters model spanning Singapore and San Francisco in 2025.Read 4 Oct 2026 · airwallex.com
Company legal name: Crunchbase identifies the legal entity as Airwallex Limited.Read 15 Oct 2026 · crunchbase.com
Company profile: LinkedIn lists Airwallex as privately held, founded in 2015, with 1,001–5,000 employees and co-headquarters in San Francisco and Singapore.Read 15 Oct 2026 · linkedin.com
Compliance support: For embedded finance, Airwallex says its global licenses and registrations provide a unified layer and that it handles KYC, AML, and other compliance requirements.Read 4 Oct 2026 · airwallex.com
Developer support: The product page describes developer tools, libraries, documentation, APIs, and technical teams supporting complex requirements.Read 4 Oct 2026 · airwallex.com
Documentation: Official docs provide product guides, API reference, SDK material, webhooks, sandbox instructions, service status and help-center links.Read 15 Oct 2026 · airwallex.com
Embedded accounts: Connected accounts let platforms create customer subaccounts with wallets, local account numbers, currency conversion and global payouts.Read 15 Oct 2026 · airwallex.com
Funding news: Airwallex announced a $330 million Series G in December 2025 at an $8 billion valuation and designated San Francisco a second global headquarters.Read 15 Oct 2026 · airwallex.com
Funds protection: For Australian customers, Airwallex says wallet balances are protected by ADI-issued bank guarantees held in trust by an independent trustee.Read 15 Oct 2026 · airwallex.com
Global treasury: Airwallex supports collecting, holding and disbursing funds in multiple currencies through connected accounts.Read 15 Oct 2026 · airwallex.com
Independent coverage: ERP Research reports 20-plus currency receiving accounts, transfers to 200-plus countries, 160-plus payment methods and embedded account, payout and card APIs.Read 15 Oct 2026 · erpresearch.com
Integration options: Businesses can use prebuilt components and low-code solutions or build a customized API integration.Read 4 Oct 2026 · airwallex.com
Intended customers: The product is presented for growing businesses and tech-forward platforms or marketplaces seeking to embed financial services.Read 4 Oct 2026 · airwallex.com
JavaScript SDK: Airwallex.js supplies embeddable payment, onboarding, payout, balance and compliance components through the @airwallex/components-sdk package.Read 15 Oct 2026 · airwallex.com
Licence: The platform and its technology are proprietary and customers receive a limited contractual right to use the services.Read 15 Oct 2026 · assets.ctfassets.net
Limit: holds and support: Trustpilot’s review summary and recent reviews repeatedly mention payment freezes, delayed funds, slow responses and generic support answers.Read 15 Oct 2026 · trustpilot.com
Limit: mobile account access: An Apple App Store reviewer reported sudden account locking, inability to access funds and difficulty reaching support.Read 15 Oct 2026 · apps.apple.com
Limit: onboarding and domestic depth: The CFO Club review says onboarding can lack personalized assistance and that domestic-only features are less extensive.Read 15 Oct 2026 · thecfoclub.com
Limit: payment integrations: A TrustRadius reviewer wanted integrations with more payment gateways and another cited missing recurring-card payments and finer card controls.Read 15 Oct 2026 · trustradius.com
Node SDK: The server-side Node.js SDK is beta software with typed models, retries, token refresh and custom requests; it requires Node.js 14.x and TypeScript 4.5x.Read 15 Oct 2026 · airwallex.com
Notable news: Axios reported on May 28, 2026 that Airwallex raised funding at an approximately $12 billion valuation led by Addition.Read 15 Oct 2026 · axios.com
Payments: The Payments product supports locally optimized checkout and fraud safeguards.Read 4 Oct 2026 · airwallex.com
Payments reach: The page says its APIs can accept payments in 180+ countries, transfer funds to 200+ countries, and issue local cards in 60+ countries.Read 4 Oct 2026 · airwallex.com
Platform payments: Platforms can split incoming funds, deduct their fees and route seller proceeds programmatically, even when another PSP is the primary acquirer.Read 15 Oct 2026 · airwallex.com
Praise: international finance: The CFO Club review highlights multi-currency handling, cross-border payments, intuitive navigation and competitive international transfers.Read 15 Oct 2026 · thecfoclub.com
Praise: setup and currencies: TrustRadius reviewers repeatedly praise fast multi-currency account setup, easy onboarding, low-cost currency transfers and virtual cards.Read 15 Oct 2026 · trustradius.com
Pricing limit: Platform API and Embedded Finance customers are directed to contact sales to discuss custom pricing.Read 4 Oct 2026 · airwallex.com
Rating on Apple App Store: 4.8 out of 5 from 544 ratingsRead 15 Oct 2026 · apps.apple.com
Rating on Google Play: 4.0 out of 5 from 1.2K reviewsRead 15 Oct 2026 · play.google.com
Rating on Trustpilot: 2.8 out of 5 from 2,586 reviewsRead 15 Oct 2026 · trustpilot.com
Rating on TrustRadius: 8.4 out of 10 from 10 reviewsRead 15 Oct 2026 · trustradius.com
Security and safeguarding: Airwallex says it meets PCI DSS, SOC1, and SOC2 standards, and safeguards funds according to local regulations where it operates.Read 4 Oct 2026 · airwallex.com
Security certifications: Airwallex states that it maintains PCI DSS Level 1, SOC 1 and SOC 2 Type II controls, with mandatory two-factor authentication and fraud monitoring.Read 15 Oct 2026 · airwallex.com
Service incident: Airwallex’s status page records an external outage affecting Alipay, WeChat Pay, PayMe and PIX processing in Hong Kong from October 8 to 9, 2026.Read 15 Oct 2026 · status.airwallex.com
Support center: The help center includes setup, account administration, global accounts, transfers, cards, expenses, payments and connection guides.Read 15 Oct 2026 · help.airwallex.com

Plans and prices

Explore Free $0 per user/month 20+ currencies · batch transfers to 120+ countries · unlimited multi-currency corporate cards · up to 10 free Spend users Read 15 Oct 2026 · airwallex.com

Accelerate Priced on request Custom pricing; contact sales Everything in Grow · purchase orders · AI three-way matching · custom Spend API integration · up to 3 legal entities included · dedicated account manager Read 15 Oct 2026 · airwallex.com

Platform API & Embedded Finance Priced on request Custom pricing; contact sales Platform API and embedded-finance use cases Read 15 Oct 2026 · airwallex.com

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