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SPECIFICTION
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Finix

finix.com

From $250/mo WebiOSAndroidAPI
Visit finix.com
Spec score 7.8 #8 of 28 in Embedded Payments Platforms

What it is

Finix is a payments platform for businesses that accept payments or build payment operations into their own products. Its API and dashboard support online and in-person payments, with online methods including cards, bank accounts, digital wallets, and ACH. Payment Links, a Virtual Terminal, and invoices let businesses take or request payments from the dashboard without a custom integration. Recurring billing tools cover subscriptions, installment payments, membership fees, and recurring donations. Finix lists ecommerce integrations for Shopify, WooCommerce, BigCommerce, Drupal Commerce, Adobe Commerce, PrestaShop, and OpenCart. Its tokenization system is described as PCI-compliant, and its Trust Center provides security and compliance information, including PCI DSS, SOC 1, and SOC 2 reports. The direct merchant Standard plan is $250 a month; transaction and other fees also apply. Listed fees include $30.00 per dispute and a $35.00 monthly PCI non-compliance fee until remediated. A starting price is listed as $2.50/mo.

Spec sheet

Product
Finix provides a payments platform with an API and dashboard for businesses to accept and embed payments and manage payment operations.Read 30 Sep 2026 · finix.com
Security
Finix's Trust Center lists PCI DSS, SOC 1, and SOC 2 reports and provides access to security and compliance information.Read 30 Sep 2026 · trust.finix.com
Support
The direct merchant pricing page lists dedicated implementation manager and developer support, plus 24/7 emergency support, among its additional benefits.Read 30 Sep 2026 · finix.com
Founded
Finix says it was founded in 2015.Read 30 Sep 2026 · finix.com
Ecommerce integrations
Finix lists integrations for Shopify, WooCommerce, BigCommerce, Drupal Commerce, Adobe Commerce, PrestaShop, and OpenCart.Read 30 Sep 2026 · finix.com
Fees
The direct merchant pricing page lists a $35.00 monthly PCI non-compliance fee until remediated and a $30.00 fee per dispute.Read 30 Sep 2026 · finix.com
Intended customers
Finix describes its customers as including SaaS platforms, marketplaces, and ecommerce businesses, as well as merchants processing payments for their own goods and services.Read 30 Sep 2026 · finix.com
No-code tools
Payment Links, Virtual Terminal, and invoices let users take or request payments through the Finix Dashboard without a custom integration.Read 30 Sep 2026 · docs.finix.com
Payment channels
Finix supports online and in-person payments through its payments platform.Read 30 Sep 2026 · finix.com
Payment data
Finix describes its tokenization system as PCI-compliant for protecting sensitive payment data.Read 30 Sep 2026 · docs.finix.com
Payment methods
Finix lists cards, bank accounts, digital wallets, and ACH among the payment methods available for online payments.Read 30 Sep 2026 · docs.finix.com
Recurring billing
Finix supports subscription plans, installment payments, membership fees, and recurring donations through its recurring billing tools.Read 30 Sep 2026 · finix.com

Plans and prices

Direct Merchants — Standard $250 a month Monthly Membership Fee: $250.00; transaction and other fees also apply. For merchants processing payments for their own goods and services; businesses processing more than $1M annually should contact Finix for custom pricing. Read 30 Sep 2026 · finix.com
Custom pricing Priced on request Contact Finix for pricing. Custom pricing is available for direct merchants and platforms. Read 30 Sep 2026 · finix.com
Platforms — Standard Priced on request Call Finix for pricing details. For platforms, marketplaces, and PayFacs; published standard transaction and service fees apply. Read 30 Sep 2026 · finix.com

Every Finix plan and price →

Strong points and limits

Strong points

  • Accepts online and in-person payments.
  • Payment Links, Virtual Terminal, and invoices need no custom integration.
  • Recurring billing supports subscriptions and installments.
  • Lists integrations for seven ecommerce platforms.
  • Trust Center lists PCI DSS, SOC 1, and SOC 2 reports.

Limits

  • No free plan is listed.
  • Direct Merchant Standard costs $250 a month.
  • Transaction and other fees also apply.
  • A $35.00 monthly PCI non-compliance fee applies until remediated.

Who it suits

Finix suits SaaS platforms, marketplaces, ecommerce businesses, and merchants processing payments for their own goods and services. It offers both self-service payment tools and API-based integrations.

Verdict

Finix combines payment acceptance, recurring billing, and dashboard-based tools with API integration options. Review the monthly plan price and additional fees alongside the starting price before choosing it.

Where Specifiction places it

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