Checkout.com vs Finix
Checkout.com
checkout.com
Finix
finix.comSide by side
| Figure | Checkout.com | Finix |
|---|---|---|
| Price from | Free | $250/mo |
| Free plan | Yes | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 4 | 3 |
| Spec score · Embedded Payments Platforms | 8.9 (#3) | 7.8 (#8) |
| Spec score · Payment Facilitation Platforms | 8.9 (#3) | 7.8 (#9) |
| Founded | 2012 | Finix says it was founded in 2015. |
| Payment methods | Supported methods include major card schemes, direct debits, vouchers, digital wallets and bank transfers. | Finix lists cards, bank accounts, digital wallets, and ACH among the payment methods available for online payments. |
| Security | Checkout.com states it is PCI DSS Level 1 compliant and that its systems are ISO 27001 certified. | Finix's Trust Center lists PCI DSS, SOC 1, and SOC 2 reports and provides access to security and compliance information. |
| Support | Checkout.com offers merchant support for technical issues and strategic advice, and its Dashboard AI agent is available 24/7. | The direct merchant pricing page lists dedicated implementation manager and developer support, plus 24/7 emergency support, among its additional benefits. |
Plans
Checkout.com
- Registered charitiesFree
- Registered-charity processingFree
- Custom tailored planPriced on request
- Tailored pricingPriced on request
Finix
- Direct Merchants — Standard$250 a month
- Custom pricingPriced on request
- Platforms — StandardPriced on request
In their own words
Checkout.com
Checkout.com provides businesses with services to accept customer payments and send funds, through multiple payment methods and integration routes. It supports more than 150 processing currencies and local acquiring in over 50 countries. Merchants can take major card schemes, direct debits, vouchers, digital wallets and bank transfers, with recurring and marketplace payments also listed. Integration options include Flow, ecommerce plugins, mobile SDKs for Android and iOS, hosted payment pages and an API; its partner directory names Shopify, WooCommerce, BigCommerce and Salesforce Commerce Cloud. Intelligent Acceptance uses an AI engine to optimize payments. Fraud Detection includes network intelligence, machine-learning risk scores, transaction rules, and allow and block lists, with advanced controls and analytics in a Pro tier. Checkout.com says it is PCI DSS Level 1 compliant and its systems are ISO 27001 certified. Pricing is on request and tailored to business profile and risk category; registered charities can receive free processing where the service operates. The company lists Android, iOS, web and API support.
Finix
Finix is a payments platform for businesses that accept payments or build payment operations into their own products. Its API and dashboard support online and in-person payments, with online methods including cards, bank accounts, digital wallets, and ACH. Payment Links, a Virtual Terminal, and invoices let businesses take or request payments from the dashboard without a custom integration. Recurring billing tools cover subscriptions, installment payments, membership fees, and recurring donations. Finix lists ecommerce integrations for Shopify, WooCommerce, BigCommerce, Drupal Commerce, Adobe Commerce, PrestaShop, and OpenCart. Its tokenization system is described as PCI-compliant, and its Trust Center provides security and compliance information, including PCI DSS, SOC 1, and SOC 2 reports. The direct merchant Standard plan is $250 a month; transaction and other fees also apply. Listed fees include $30.00 per dispute and a $35.00 monthly PCI non-compliance fee until remediated. A starting price is listed as $2.50/mo.