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Finance & Accounting

Best Embedded Payments Platforms in 2026

When payments become part of a product or service, the platform’s capabilities can shape how funds are accepted and moved. Compare payment acceptance with payout capabilities and split payments, and weigh account management alongside API and SDK coverage.

  1. 01 Adyen

    Adyen is aimed at global businesses handling enterprise payment volume.

    Web · iOS · Android · API
    9.0 Visit Specs
  2. 02 Airwallex Platform APIs and Embedded Finance
    Free plan Web · iOS · Android · API
    9.0 Visit Specs
  3. 03 Checkout.com

    Checkout.com is aimed at businesses that need to accept payments and disburse funds across markets or through varied payment channels.

    Free plan Web · iOS · Android · API
    8.9 Visit Specs
  4. 04 Stripe Connect

    Connect suits software platforms, marketplaces, and businesses coordinating payments among multiple parties.

    From $20.25/mo Free plan Web · iOS · Android · API
    8.7 Visit Specs
  5. 05 Rainforest

    Rainforest is aimed at software platforms embedding payments for their merchants, not merchants seeking a direct provider relationship.

    From $0.20/mo Web · iOS · Android · API
    8.3 Visit Specs
  6. 06 Embed

    Embed suits vertical SaaS platforms in areas such as EV charging, field services, proptech, wellness, ticketing, retail, and automotive.

    Web · API
    7.9 Visit Specs
  7. 07 PayPal Multiparty Payments

    It suits marketplaces, ecommerce and shopping carts, sharing and gig economy platforms, technology partners, payment service providers, and crowdfunding services needing multiparty payments.

    Web · iOS · Android · API
    7.9 Visit Specs
  8. 08 Finix

    Finix suits SaaS platforms, marketplaces, ecommerce businesses, and merchants processing payments for their own goods and services.

    From $250/mo Web · iOS · Android · API
    7.8 Visit Specs
  9. 09 Stax Connect

    Stax Connect is intended for vertical SaaS teams embedding payments into products for the listed industries.

    Web · iOS · Android · API
    7.8 Visit Specs
  10. 10 DreamPay

    DreamPay is aimed at banks and other financial institutions, insurers, software platforms, marketplaces, and large enterprises that need to embed payment acceptance or payouts.

    Web · iOS · Android · API
    7.7 Visit Specs
  11. 11 NMI

    NMI is aimed at ISOs, software companies, and payment facilitators embedding payment acceptance.

    Web · Windows · Linux · iOS
    7.7 Visit Specs
  12. 12 Moov
    From $500/mo Web · iOS · Android · API
    7.6 Visit Specs
  13. 13 Rapyd
    From $99/mo Web · iOS · Android · API
    7.6 Visit Specs
  14. 14 Bercor Platform APIs
    Web · API
    7.5 Visit Specs
  15. 15 dLocal
    Web · API
    7.5 Visit Specs
  16. 16 Getpaid

    It targets ticketing, ERP, B2B, hosting, invoicing, and e-commerce platforms managing networks of merchants or sub-merchants.

    Web · API
    7.5 Visit Specs
  17. 17 TabaPay Platform

    It suits regulated companies needing payment acceptance, payouts, and transaction monitoring across card and bank rails.

    Web · API
    7.5 Visit Specs
  18. 18 Unipaas

    Unipaas suits SaaS businesses, marketplace platforms, and enterprises seeking managed payment operations and branded payment journeys.

    Web · iOS · Android · API
    7.5 Visit Specs
  19. 19 Flute Embedded Payments

    Flute suits software platforms that want to embed online, in-person, or mobile payments, especially vertical SaaS, marketplaces, field service, and practice management products.

    Web · Android · API
    7.4 Visit Specs
  20. 20 WePay

    WePay suits software platforms and independent software vendors that need to onboard merchants and process payments through an integrated platform flow.

    Web · iOS · Android · API
    7.4 Visit Specs
  21. 21 J.P. Morgan Embedded Payments
    API
    7.2 Visit Specs
  22. 22 Mangopay
    Web · API
    7.2 Visit Specs
  23. 23 Shuttle Embedded Payments for Platforms
    From $2,500/mo Web · API
    7.2 Visit Specs
  24. 24 Payabli

    Payabli is designed for software companies embedding payments and other financial services, including complex SaaS use cases.

    Web · API
    7.1 Visit Specs
  25. 25 PayMongo Platforms
    Web · API
    7.1 Visit Specs
How this list is ordered. Specifiction scores each tool on how fully its maker documents it, whether its prices are published, where the research puts it, the platforms it runs on and whether it can be tried for free (how we rank). Makers can also buy a numbered place (how Specifiction is paid for).

KYC/AML tools and supported regions help frame operational fit; free-plan availability and paid-from details provide cost context. NMI, Stripe Connect, and Checkout.com are among the platforms to consider. Think about where you need to accept payments, how you expect to distribute funds, and which regions are relevant, then compare those requirements with the listed features.

Compare Adyen and Airwallex Platform APIs and Embedded Finance Get a place on this list

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