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SPECIFICTION
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Flute Embedded Payments

flute.com

WebAndroidAPI
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Spec score 7.4 #19 of 28 in Embedded Payments Platforms

What it is

Flute Embedded Payments lets software platforms add payment processing within the platform experience. One integration supports credit and debit cards, ACH transfers, and digital wallets. Flute describes online, in-person, and mobile payment experiences, with unified APIs, tokens, and events across online and in-person payments. It identifies vertical SaaS products, marketplaces, field service platforms, and practice management tools as common fits. Platform partners earn a share of processing fees on transactions completed inside their platforms; partner pricing scales with transaction volume, and pricing is available on request. Flute provides payment APIs and SDKs, documentation, and sandbox access. Its dashboard records transactions and reports revenue share. The partner program includes integration assistance, pricing model design, go-to-market planning, and ongoing program management. Flute says the offering includes PCI compliance support and fraud protection. Its Android SDK interoperates with Kotlin and Java and is for Flute-provisioned Android payment terminals, which require Android minSdk 25 or higher. Flute says it has supported merchants across the United States since 2005. The company is headquartered in Tempe, Arizona.

Spec sheet

Product
Flute embeds payment processing into software platforms so users can pay within the platform experience.Read 7 Oct 2026 · flute.com
Security
Flute says its embedded offering includes PCI compliance support and fraud protection.Read 7 Oct 2026 · flute.com
Headquarters
Tempe, Arizona, United StatesRead 28 Sep 2026 · flute.com
Founded
2005Read 28 Sep 2026 · flute.com
Android SDK
Flute offers a Kotlin- and Java-interoperable terminal SDK for Flute-provisioned Android payment terminals; it requires Android minSdk 25 or higher.Read 7 Oct 2026 · developer.flute.com
Company history
Flute says it has supported merchants across the United States since 2005.Read 7 Oct 2026 · flute.com
Dashboard
The Flute dashboard documents transactions and provides revenue-share reporting.Read 7 Oct 2026 · flute.com
Developer tools
Flute provides payment APIs and SDKs, documentation, and sandbox access for testing integrations.Read 7 Oct 2026 · flute.com
Integration scope
The developer documentation describes online, in-person, and mobile payment experiences with unified APIs, tokens, and events across online and in-person payments.Read 7 Oct 2026 · developer.flute.com
Named integration
Flute announced an embedded payments integration with Clarity POS for jewelry retailers.Read 7 Oct 2026 · flute.com
Partner support
Flute’s partner program includes integration assistance, pricing model design, go-to-market planning, and ongoing program management.Read 7 Oct 2026 · flute.com
Payment methods
The embedded payments offering supports credit and debit cards, ACH transfers, and digital wallets through one integration.Read 7 Oct 2026 · flute.com
Revenue model
Platform partners earn a share of processing fees on transactions completed inside their platforms.Read 7 Oct 2026 · flute.com
Use cases
Flute identifies vertical SaaS products, marketplaces, field service platforms, and practice management tools as common fits.Read 7 Oct 2026 · flute.com

Plans and prices

Partner pricing Priced on request Revenue share on processing fees; quote and terms not listed Partner pricing scales with transaction volume Read 7 Oct 2026 · flute.com

Every Flute Embedded Payments plan and price →

Strong points and limits

Strong points

  • Accepts cards, ACH transfers, and digital wallets.
  • Provides APIs, SDKs, documentation, and sandbox access.
  • Offers transaction and revenue-share reporting.
  • Includes PCI compliance support and fraud protection.
  • Supports revenue sharing for platform partners.

Limits

  • Pricing is available on request.
  • Android terminal SDK requires Flute-provisioned terminals.
  • Android terminals require minSdk 25 or higher.

Who it suits

Flute suits software platforms that want to embed online, in-person, or mobile payments, especially vertical SaaS, marketplaces, field service, and practice management products. Its partner program may also suit teams seeking integration and go-to-market assistance.

Verdict

Flute combines payment acceptance with developer tools, reporting, and partner support for software platforms. Ask for pricing and confirm the terminal requirements if your integration includes Android payments.

Where Specifiction places it

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