Skip to content
SPECIFICTION
Get listed

Getpaid

getpaid.io

WebAPI
Visit getpaid.io
Spec score 7.6 #10 of 25 in Payment Facilitation Platforms

What it is

Getpaid provides embedded payments and monetization for software platforms with their own merchant networks. Its flows include hosted checkout, multi-party split settlement, subscriptions, invoicing, wallet top-ups, and agent payments. A transaction can be divided atomically among a platform, merchants, sub-merchants, and other recipients. Fee rules may be percentage-based, fixed, tiered, blended, or mixed, and can vary by merchant, tier, end customer, or region. Hosted checkout is available now with white-label branding, custom copy, multiple languages, cards, bank payments, wallets, and local methods. The company advertises 160+ payment methods. Billing includes invoice delivery, collections, retries, subscription lifecycle management, and SEPA Direct Debit. Wallets support instant balance credit, automatic top-ups, and an API ledger. Developers receive a REST API, sandbox, hosted checkout, and Postman collection; embedded components and API-only integration are coming soon. Getpaid describes KYC/KYB, sanctions screening, monitoring, fraud controls, EU hosting, GDPR processing, and PCI DSS Level 1 partners.

Spec sheet

Product
Getpaid provides embedded payments for software platforms, including checkout, merchant onboarding, payment processing, and payouts.Read 5 Oct 2026 · getpaid.io
Audience
The service is built for software platforms that own a merchant network, including ticketing, ERP, B2B, hosting, invoicing, and ecommerce platforms.Read 5 Oct 2026 · getpaid.io
Integrations
The developer page describes a REST API, hosted checkout, a sandbox, and a Postman collection; embedded components and API-only integration are marked coming soon.Read 4 Oct 2026 · getpaid.io
Security
Getpaid says card data is handled by PCI DSS Level 1 certified partners and does not touch the platform’s infrastructure.Read 4 Oct 2026 · getpaid.io
Compliance
Getpaid FI Oy is described as an authorised payment institution supervised by Finland’s FIN-FSA, with client funds held in segregated safeguarding accounts at EEA-authorised credit institutions.Read 4 Oct 2026 · getpaid.io
Support
The developer page offers senior integration engineers through a dedicated Slack channel.Read 4 Oct 2026 · getpaid.io
Headquarters
Düsseldorf, GermanyRead 28 Sep 2026 · getpaid.io
Founded
2022Read 28 Sep 2026 · getpaid.io
Company
Getpaid says it was founded in 2022 and lists Düsseldorf, Germany as its headquarters, with offices in Madrid and Helsinki.Read 5 Oct 2026 · getpaid.io
Availability
The developer page lists hosted checkout as available now and says embedded components and API-only integration are coming soon.Read 4 Oct 2026 · getpaid.io
Billing
The product page describes recurring billing features including invoice delivery, collections, retries, subscription lifecycle management, and SEPA Direct Debit support.Read 5 Oct 2026 · getpaid.io
Checkout
Hosted checkout supports white-label branding, custom copy and languages, and cards, bank payments, wallets, and local payment methods.Read 5 Oct 2026 · getpaid.io
Compliance and fraud
The company describes automated identity verification, sanctions screening, transaction monitoring, 3DS2, real-time fraud scoring, and configurable transaction rules.Read 5 Oct 2026 · getpaid.io
Data protection
Getpaid says data is hosted in the EU and processed in line with GDPR, with encryption in transit and at rest and audit logging.Read 4 Oct 2026 · getpaid.io
Funds safeguarding
The company says client funds are held in segregated safeguarding accounts at EEA-authorised credit institutions under PSD2 Article 10.Read 5 Oct 2026 · getpaid.io
Integration and support
Getpaid offers an API and sandbox environment, and its site says integration engineers provide support through dedicated Slack.Read 5 Oct 2026 · getpaid.io
Merchant checks
The service includes KYC and KYB onboarding, sanctions and PEP screening, and ongoing transaction monitoring.Read 4 Oct 2026 · getpaid.io
Payment coverage
The company says it supports 160+ payment methods, including non-European methods through its acquiring and partner network.Read 5 Oct 2026 · getpaid.io
Payment flows
The platform offers checkout, multi-party split settlement, subscriptions and invoicing, wallet top-ups, and agent payments.Read 4 Oct 2026 · getpaid.io
Payment methods
The site advertises 160+ payment methods, including cards, wallets, bank transfers, and local methods such as iDEAL, Bizum, Vipps, and Pix.Read 4 Oct 2026 · getpaid.io
Payment splits
It distributes a payment among a platform, merchants, sub-merchants, and other recipients in a single atomic operation.Read 5 Oct 2026 · getpaid.io
Pricing controls
Platforms can set merchant prices by payment method, tier, region, and transaction type, with percentage, fixed, tiered, blended, or mixed fee structures.Read 5 Oct 2026 · getpaid.io
Pricing model
Platforms set the price charged to merchants per payment method and keep the margin; the site says customers pay per transaction with no setup costs or PCI-DSS fees.Read 4 Oct 2026 · getpaid.io
Security and regulation
Getpaid FI Oy is described as an authorised payment institution supervised by Finland's FIN-FSA, and card data is handled by PCI DSS Level 1 certified partners.Read 5 Oct 2026 · getpaid.io
Settlement
Getpaid says it can split each transaction atomically among the merchant, platform, and other parties in one operation.Read 4 Oct 2026 · getpaid.io
Wallets
Wallet top-up supports instant balance credit, automatic top-up rules, and an API-accessible ledger of balance movements.Read 5 Oct 2026 · getpaid.io

Strong points and limits

Strong points

  • Atomic split settlement across multiple recipients
  • 160+ payment methods advertised
  • Configurable fee structures and rules
  • Hosted checkout available now
  • Sandbox and REST API provided

Limits

  • Embedded components are coming soon
  • API-only integration is coming soon
  • No free plan
  • Payout capabilities are listed as basic

Who it suits

It targets ticketing, ERP, B2B, hosting, invoicing, and e-commerce platforms managing networks of merchants or sub-merchants.

Verdict

Getpaid is designed for platforms that need checkout, billing, wallets, and marketplace-style payment splitting. Hosted checkout is available now, while some integration approaches remain forthcoming.

Where Specifiction places it

Alternatives to GetpaidAll alternatives →