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SPECIFICTION
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TabaPay Platform

tabapay.com

WebAPI
Visit tabapay.com
Spec score 7.5 #17 of 28 in Embedded Payments Platforms

What it is

TabaPay Platform provides instant money movement for regulated businesses through one API for accepting payments, sending payouts, and monitoring transactions. Card and bank-account flows can use Visa, Mastercard, Discover, RTP, FedNow, and ACH rails. Fraud capabilities include user verification, detection, monitoring, and prevention using data from over 100 million cards, with KYC/KYB and AVS, ANI, and 3DS authentication tools. The TabaPay Portal lets clients view transactions, reports, and invoices, manage users, and download reports. TabaPay lists 20+ bank partners, PCI Level 1, SOC 1 Type II, SOC 2 Type II, and money transmitter licenses. The service names lending, gaming, payroll, digital banking, healthcare, insurance, remittance, platforms, and recurring billing as use cases. The API is not public: integrators must contact TabaPay, complete authentication and IP whitelisting, and obtain Sandbox access. REST, HTTPS, API-key authentication, and JSON are used. Pricing is on request.

Spec sheet

What it does
TabaPay provides a unified money movement platform to accept payments, send payouts, and monitor transactions.Read 9 Oct 2026 · tabapay.com
Purpose
TabaPay provides instant money movement for companies in regulated industries.Read 9 Oct 2026 · tabapay.com
Intended users
The site names lending, gaming, on-demand payroll, digital banking, healthcare and insurance, remittance, platforms, and recurring billing as use cases.Read 9 Oct 2026 · tabapay.com
Integrations
The platform includes a connected partner ecosystem, but the opened page does not name specific integrations.Read 9 Oct 2026 · tabapay.com
Support
TabaPay describes white-glove onboarding and responsive support staff who provide ongoing fraud monitoring and guidance.Read 9 Oct 2026 · tabapay.com
Company
The company says it was founded to help regulated businesses move money, but the opened About page does not state its founding year or headquarters.Read 9 Oct 2026 · tabapay.com
Bank partners
The platform page says TabaPay works with 20+ bank partners.Read 9 Oct 2026 · tabapay.com
Bank rails
Its single API supports push and pull transactions across card networks and bank rails including RTP, FedNow, and ACH.Read 9 Oct 2026 · tabapay.com
Fraud tools
Its risk tools include ANI, AVS, CVV2, real-time fraud monitoring, alerts, fraud reports, and chargeback guidance.Read 9 Oct 2026 · tabapay.com
Identity checks
The platform supports KYC/KYB and authentication tools including AVS, ANI, and 3DS.Read 9 Oct 2026 · tabapay.com
Industries
TabaPay serves regulated businesses, including lending, gaming, on-demand payroll, digital banking, healthcare, and insurance.Read 9 Oct 2026 · tabapay.com
Integration access
TabaPay's API is not publicly available; prospective integrators are instructed to contact TabaPay, complete authentication and IP whitelisting, and receive Sandbox access.Read 9 Oct 2026 · developers.tabapay.com
Integration formats
The API uses REST, HTTPS, API-key authentication, and JSON requests and responses.Read 9 Oct 2026 · developers.tabapay.com
Merchant PCI requirements
Clients and merchants must meet the PCI level specified for their card-entry method and volume, and TabaPay requires an attestation of compliance before go-live.Read 9 Oct 2026 · developers.tabapay.com
One API
The platform uses one API across its ecosystem for payments and payouts.Read 9 Oct 2026 · developers.tabapay.com
Operational limit
TabaPay recommends one transaction per second in production and a maximum of three to five transactions per second.Read 9 Oct 2026 · developers.tabapay.com
Payment flows
The platform uses one API to accept payments, send payouts, and monitor transactions.Read 9 Oct 2026 · tabapay.com
Payment methods
It supports accepting and paying out through cards and bank accounts.Read 9 Oct 2026 · tabapay.com
Payment rails
The platform supports card and bank rails, including Visa, Mastercard, Discover, RTP, FedNow, and ACH.Read 9 Oct 2026 · tabapay.com
Portal
The TabaPay Portal lets clients view transactions, reports, and invoices, manage users, and download reports.Read 9 Oct 2026 · developers.tabapay.com
Pricing availability
The platform page directs prospective customers to contact sales and does not state a price.Read 9 Oct 2026 · tabapay.com
Reliability
TabaPay says it processes millions of transactions daily with 99.99%+ uptime.Read 9 Oct 2026 · tabapay.com
Security and compliance
The platform page lists PCI Level 1, SOC 1 Type II, and SOC 2 Type II certificates and money transmitter licenses.Read 9 Oct 2026 · tabapay.com
Security compliance
TabaPay states that it is a PCI Level 1 Service Provider and SOC 1 Type II and SOC 2 Type II certified.Read 9 Oct 2026 · developers.tabapay.com

Plans and prices

Custom pricing Priced on request Contact TabaPay for product pricing. Pricing details provided on request Read 9 Oct 2026 · developers.tabapay.com

Every TabaPay Platform plan and price →

Strong points and limits

Strong points

  • One API for payments, payouts, and monitoring
  • Card and bank rails including RTP and FedNow
  • Fraud tools use data from over 100 million cards
  • Portal provides reports and invoice access
  • PCI and SOC certifications listed

Limits

  • Pricing is available only on request
  • API access is not publicly available
  • Production rate recommended at one transaction per second
  • Clients must meet specified PCI requirements

Who it suits

It suits regulated companies needing payment acceptance, payouts, and transaction monitoring across card and bank rails. Named industries include lending, gaming, payroll, digital banking, healthcare, insurance, remittance, platforms, and recurring billing.

Verdict

TabaPay centralizes payment and payout operations with fraud, identity, portal, and reporting features. Integration requires a contact-led onboarding process, and the listed production rate limits should be planned for.

Where Specifiction places it

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