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Unipaas

unipaas.com

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Spec score 7.5 #14 of 25 in Payment Facilitation Platforms

What it is

Unipaas provides managed embedded payment services for SaaS and marketplace platforms that want to offer branded payment journeys. It supports credit and debit cards, bank transfers, Apple Pay, Google Pay, other alternative payment methods, and e-invoices. Card payments include Visa, Mastercard, and American Express, with Strong Customer Authentication. Platforms can manage merchant accounts, balances, commissions, and fund transfers. Vendor onboarding can use a hosted link, embedded interface, or API; Unipaas handles KYC and KYB verification, and its managed services cover AML checks, disputed payments, and regulatory risk. Payment integrations include payment links, hosted checkout, a Web SDK, and a pay-in API. API-only server-to-server checkout is unavailable to platforms without PCI certification. Subscription tools support multiple plans, free trials, ramp pricing, promotional offers, payment retries, and plan changes including renewal, pause, or cancellation. Unipaas also describes AI support for onboarding, conversion, declined-payment recovery, messaging, reporting, and revenue recovery. It states that it is SOC 2 Type 2 and PCI DSS Level 1 certified, and authorised and regulated by the UK FCA as a Payment Institution. Pricing is on request; prospective customers are directed to book a demo.

Spec sheet

What it does
Unipaas provides managed embedded payment services for SaaS and marketplace platforms, including branded payment journeys and payment operations.Read 8 Oct 2026 · unipaas.com
Product
Unipaas provides a managed embedded payments service for SaaS and marketplace platforms, enabling them to offer branded payment journeys.Read 8 Oct 2026 · unipaas.com
Audience
The company describes its service as intended for SaaS platforms, marketplace platforms, and enterprises.Read 8 Oct 2026 · unipaas.com
Compliance
Unipaas states it is an FCA-authorised Payment Institution and a PCI DSS Level 1 service provider.Read 8 Oct 2026 · unipaas.com
Support
Unipaas says its teams assist with integration and tailored payment journeys, and its contact page says support is provided in English.Read 8 Oct 2026 · unipaas.com
Headquarters
London, United KingdomRead 28 Sep 2026 · unipaas.com
Founded
2020Read 28 Sep 2026 · unipaas.com
AI features
Unipaas says AI supports onboarding, conversion improvement, declined-payment recovery, payment messaging, reporting, and revenue recovery.Read 8 Oct 2026 · unipaas.com
Card payments
It supports Visa, Mastercard, and American Express and says its card payment solution integrates Strong Customer Authentication.Read 8 Oct 2026 · unipaas.com
Digital wallets
The site lists Apple Pay and Google Pay among the available payment methods.Read 8 Oct 2026 · unipaas.com
Integration options
Payment integrations include payment links, hosted checkout, a Web SDK, and a pay-in API; the API-only server-to-server checkout method is unavailable to non-PCI-certified platforms.Read 8 Oct 2026 · docs.unipaas.com
Onboarding
Vendor onboarding is available through a hosted link, embedded UI, or API, with Unipaas handling KYC and KYB verification.Read 8 Oct 2026 · docs.unipaas.com
Payment features
Platforms can manage merchant accounts, balances, commissions, and fund transfers, and accept payments through e-invoices.Read 8 Oct 2026 · unipaas.com
Payment methods
Its payment service supports cards, wallets, direct debit, and instant bank transfers through one onboarding and reporting interface.Read 8 Oct 2026 · unipaas.com
Payment operations
The platform lets users manage merchant accounts, view balances, set platform commissions, and transfer funds.Read 8 Oct 2026 · unipaas.com
Pricing
Pricing is bespoke and shaped around a business’s model, transaction volumes, payment rails, and growth ambitions; the pricing page invites visitors to request a personalised quote.Read 8 Oct 2026 · unipaas.com
Risk automation
The risk and reporting page says its automated checks achieve 80% automatic approvals and can let users begin collecting payments the same day onboarding starts.Read 8 Oct 2026 · unipaas.com
Risk management
Its managed services cover KYC and KYB onboarding, AML checks, disputed payments, and regulatory risk.Read 8 Oct 2026 · unipaas.com
Security and compliance
Unipaas states that it is SOC 2 Type 2 certified, PCI DSS Level 1 certified, and authorised and regulated by the UK FCA as a Payment Institution, licence 929994.Read 8 Oct 2026 · unipaas.com
Subscriptions
The subscription product supports multiple plans, free trials, ramp pricing, promotional offers, payment retries, and plan renewal, modification, pause, or cancellation.Read 8 Oct 2026 · unipaas.com
Vertical tools
Industry-specific examples include Tax-Free Childcare for nurseries, an AI Copilot for invoice follow-ups, POS terminals, and QR codes for field teams.Read 8 Oct 2026 · unipaas.com
Who it is for
Unipaas lists digital services, independent software providers, SaaS businesses, gig economy platforms, and B2B and B2C marketplaces as customers it serves.Read 8 Oct 2026 · docs.unipaas.com

Plans and prices

Custom pricing Priced on request Fees tailored to business model, transaction volumes, payment rails, and growth ambitions; personalised quote Read 8 Oct 2026 · unipaas.com

Every Unipaas plan and price →

Strong points and limits

Strong points

  • Supports cards, bank transfers, wallets, and e-invoices
  • Offers hosted, embedded, and API vendor onboarding
  • Subscription tools include retries and plan changes
  • Managed services cover KYC, KYB, and AML checks
  • States PCI DSS Level 1 certification and UK FCA authorisation

Limits

  • Pricing is available on request
  • API-only server-to-server checkout requires platform PCI certification
  • Support is provided in English

Who it suits

Unipaas suits SaaS businesses, marketplace platforms, and enterprises seeking managed payment operations and branded payment journeys. Its integrations and onboarding options support platforms with different payment workflows.

Verdict

Unipaas offers payment acceptance, merchant account management, onboarding, and subscription tools as a managed service. Review the pricing with the provider and note the PCI certification requirement for API-only server-to-server checkout.

Where Specifiction places it

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