Airwallex Platform APIs and Embedded Finance vs Rainforest
Airwallex Platform APIs and Embedded Finance
airwallex.comRainforest
rainforestpay.comSide by side
| Figure | Airwallex Platform APIs and Embedded Finance | Rainforest |
|---|---|---|
| Price from | Free | $0.20/mo |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 3 | 16 |
| Spec score · Embedded Payments Platforms | 9.0 (#2) | 8.3 (#5) |
| Developer support | The product page describes developer tools, libraries, documentation, APIs, and technical teams supporting complex requirements. | Rainforest offers senior integration engineers via Slack and regular working sessions, as well as detailed guides and end-to-end sandbox testing. |
| Integration options | Businesses can use prebuilt components and low-code solutions or build a customized API integration. | Platforms can integrate through embeddable components, an API-only approach or a hybrid implementation. |
| What it does | Airwallex provides global accounts, payments, foreign-exchange, cards, spend tools and embedded-finance infrastructure for businesses. | Rainforest provides payfac-as-a-service embedded payment processing for vertical SaaS platforms. |
Plans
Airwallex Platform APIs and Embedded Finance
- ExploreFree
- AcceleratePriced on request
- Platform API & Embedded FinancePriced on request
Rainforest
- ACH transaction$0.20, paid once
- ACH transaction$0.20 a month
- Card transaction 150k–250k$0.20 a month
- Card transaction fees$0.20 a month
- Card transaction fees$0.20, paid once
- Card volume tier 15–25m$0.20 a month
- Standard payout$0.20, paid once
- Standard payout$0.20 a month
- Account updater$0.23 a month
- Account updater$0.23, paid once
In their own words
Airwallex Platform APIs and Embedded Finance
Airwallex Platform APIs and Embedded Finance has no write-up on Specifiction yet; its figures are above.
Rainforest
Rainforest is a payments-as-a-service solution for software platforms that want to embed payment acceptance for their merchants. It focuses on platform relationships rather than working directly with merchants. Supported payment methods include cards, Apple Pay, PayPal Wallet, Venmo, PayPal Pay Later, ACH, and validated ACH. Platforms can integrate using embedded components, an API-only setup, or a hybrid approach. Components cover merchant onboarding, payment acceptance, reporting, and chargeback management. Rainforest performs KYC and KYB checks and says its documentation returns an approved, declined, or manual-review response within minutes. Its product page describes one daily deposit covering all payment methods, accompanied by an itemized report. Reports can show transaction-level costs, profitability, and calculations of platform earnings. Rainforest says it is PCI DSS Level 1 certified and hosts its platform on AWS; it also describes encryption in transit and at-rest protection for card information. Integration support includes senior engineers, guides, and sandbox testing. Direct API processing of full card and bank account numbers requires approval. The pricing page says higher-volume card pricing is available through sales, and the risk management fee depends on assessed risk.