Adyen vs Cashfree Payment Gateway
Adyen
adyen.com
Cashfree Payment Gateway
cashfree.comSide by side
| Figure | Adyen | Cashfree Payment Gateway |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 2 | 7 |
| Spec score · Payment Gateways | 8.9 (#4) | 8.8 (#6) |
| Founded | 2006 | 2015 |
| Headquarters | Amsterdam, Netherlands | Bengaluru, Karnataka, India |
| Intended customers | Adyen describes its platform as built for global businesses and enterprise payment volume. | Cashfree describes its payment gateway as a service for businesses and says cross-border payment products are currently for businesses. |
| Payment methods | The online-payments product supports more than 200 payment methods through one integration. | The gateway supports UPI, cards, net banking, wallets, EMI, pay-later products and more than 180 payment modes. |
| Rating on G2 | 4.0 out of 5 from 44 reviews | 4.0 out of 5 from 31 reviews. |
| Rating on Software Advice | 4.6 out of 5 from 31 reviews | 4.4 out of 5 from 83 reviews. |
| Rating on Trustpilot | 1.3 out of 5 from 446 reviews | 1.5 out of 5 from 43 reviews. |
| Recurring payments | Recurring payments let merchants tokenize shopper payment details for subscriptions, automatic top-ups and later transactions. | Subscriptions, UPI AutoPay and eNACH support automated recurring debits. |
| Security certifications | Adyen's Trust Center lists PCI DSS, SOC 1 Type II, SOC 2 Type II, ISAE 3402 Type II and ISO 27001:2022 credentials. | Cashfree states that it holds PCI DSS v4.0.1 Level 1, ISO 27001/27017/27018/9001 and SOC 2 Type 2 certifications. |
| Self-hosting | Adyen documentation describes API endpoints and hosted payment integrations but does not offer a self-hosted Adyen payments server. | The product is delivered as Cashfree-hosted payment infrastructure; the official materials describe APIs, SDKs and plugins rather than a self-hosted gateway. |
| What it does | Adyen provides one payment platform for accepting, optimizing and settling online payments through a single integration. | Cashfree provides payment collection, payouts, international payments, identity verification and fraud-detection infrastructure for businesses. |
Plans
Cashfree Payment Gateway
- Festive offerFree
- Instant SettlementsPriced on request
- Payment Gateway standard platform feePriced on request
- Standard platform feePriced on request
- EMI payment feePriced on request
- EnterprisePriced on request
- Introductory payment-gateway offerPriced on request
In their own words
Adyen
Adyen is an online payments platform for businesses that accept, optimize, and settle payments through one integration. It offers access to more than 200 payment methods and supports 136 currencies. Businesses can use ready-made Drop-in checkout components or create a custom flow with the API. Adyen describes AI tools for checkout personalization, authentication, fraud protection, tokenization, and payment cost optimization. Local acquiring through local licenses is presented as a way to improve authorization rates and lower costs. The platform supports recurring and marketplace payments, with payouts in 36 countries. Listed integrations include Adobe Commerce, Salesforce Commerce Cloud, NetSuite, Shopify, and Microsoft Dynamics 365. It is available through web, Android, iOS, and API. Pricing is transaction-based, with no setup or monthly fees and a fixed processing fee plus a payment-method fee for each transaction. The stated starting price is $0.13. Adyen describes its platform as built for global businesses and enterprise payment volume.
Cashfree Payment Gateway
Cashfree Payment Gateway lets businesses accept online payments through hosted checkout, web elements, mobile integrations, APIs, plugins, payment links, and forms. Cashfree lists 180+ payment modes, including UPI, cards, wallets, EMI, and Pay Later, and says merchants can accept international payments in 140+ currencies. Integration options include Android, iOS, React Native, and Flutter, with Shopify and WooCommerce plugins also listed. Cashfree says its UPI gateway connects to 8+ banks and routes transactions between them; the default UPI settlement cycle is T+2 days, while instant settlements are available to eligible businesses. It lists PCI DSS, ISO 9001, and ISO 27001 certifications and identifies itself as an RBI-authorised Payment Aggregator. Onboarding is described as paperless, with a payment expert contacting new sign-ups within 24 working hours. Standard platform fees are priced on request, deducted from successful transactions before settlement. A festive offer gives eligible new merchants no gateway fees on the first ₹20L of GMV, though GST applies and exclusions and campaign conditions apply.