DOKU Free plan 9.1 Visit 
Cashfree Payment Gateway
cashfree.com
What it is
Cashfree Payment Gateway lets businesses accept online payments through hosted checkout, web elements, mobile integrations, APIs, plugins, payment links, and forms. Cashfree lists 180+ payment modes, including UPI, cards, wallets, EMI, and Pay Later, and says merchants can accept international payments in 140+ currencies. Integration options include Android, iOS, React Native, and Flutter, with Shopify and WooCommerce plugins also listed. Cashfree says its UPI gateway connects to 8+ banks and routes transactions between them; the default UPI settlement cycle is T+2 days, while instant settlements are available to eligible businesses. It lists PCI DSS, ISO 9001, and ISO 27001 certifications and identifies itself as an RBI-authorised Payment Aggregator. Onboarding is described as paperless, with a payment expert contacting new sign-ups within 24 working hours. Standard platform fees are priced on request, deducted from successful transactions before settlement. A festive offer gives eligible new merchants no gateway fees on the first ₹20L of GMV, though GST applies and exclusions and campaign conditions apply.
Spec sheet
- What it does
- Cashfree provides payment collection, payouts, international payments, identity verification and fraud-detection infrastructure for businesses.Read 19 Oct 2026 · cashfree.com
- Purpose
- Cashfree Payment Gateway lets businesses accept online payments through hosted checkout, web elements, mobile integrations, APIs, plugins, payment links, and forms.Read 3 Oct 2026 · cashfree.com
- Support
- The maker says enterprise accounts can receive a dedicated account manager and WhatsApp support.Read 3 Oct 2026 · cashfree.com
- Headquarters
- Bengaluru, Karnataka, IndiaRead 28 Sep 2026 · cashfree.com
- Founded
- 2015Read 28 Sep 2026 · cashfree.com
- API documentation
- The documentation includes structured API references, examples and an interactive Dev Studio playground.Read 19 Oct 2026 · cashfree.com
- Checkout features
- Cashfree lists hosted checkout and merchant-hosted checkout using web elements among its integration options.Read 3 Oct 2026 · cashfree.com
- Checkout performance
- Cashfree advertises a customizable checkout loading in under 200 milliseconds and payment completion in 10 seconds or less.Read 19 Oct 2026 · cashfree.com
- Checkout personalization
- The product includes AI-based payment-mode personalization, automatic offers, returning-user one-click payments and branded checkout elements.Read 19 Oct 2026 · cashfree.com
- Company founding and headquarters
- LinkedIn lists Cashfree as founded in 2015 and headquartered in Bangalore, Karnataka, India.Read 19 Oct 2026 · linkedin.com
- Company legal name
- Crunchbase lists the legal name as Cashfree Payments India Private Limited.Read 19 Oct 2026 · crunchbase.com
- Company size
- LinkedIn lists a company size of 501–1,000 employees.Read 19 Oct 2026 · linkedin.com
- Developer support
- Cashfree provides FAQs, a knowledge base, email/help-desk support, chat and a Discord developer community.Read 19 Oct 2026 · cashfree.com
- Earlier funding
- TechCrunch reported a USD 5.5 million Cashfree round led by Smilegate Investment with Y Combinator participation in April 2019.Read 19 Oct 2026 · techcrunch.com
- Founders
- Crunchbase identifies Akash Sinha as co-founder and CEO and Reeju Datta as co-founder.Read 19 Oct 2026 · crunchbase.com
- Funding news
- Cashfree announced a USD 53 million (INR 450 crore) funding round led by KRAFTON with participation from Apis Growth Fund II on 5 February 2025.Read 19 Oct 2026 · cashfree.com
- Intended customers
- Cashfree describes its payment gateway as a service for businesses and says cross-border payment products are currently for businesses.Read 3 Oct 2026 · cashfree.com
- International currencies
- Cashfree says merchants can collect payments in more than 140 currencies.Read 19 Oct 2026 · cashfree.com
- International payments
- Cashfree says merchants can accept international payments in 140+ currencies.Read 3 Oct 2026 · cashfree.com
- Limit: account approval and holds
- Trustpilot reviewers describe rejected or delayed onboarding, account deactivation and payment or settlement problems with limited explanations.Read 19 Oct 2026 · uk.trustpilot.com
- Limit: dashboard complexity
- G2 and Software Advice reviewers say the dashboard's extensive analytics and configuration options take time for finance or nontechnical users to learn.Read 19 Oct 2026 · g2.com
- Limit: international activation
- Multiple G2 reviewers report that enabling international payments requires additional compliance forms and business documentation.Read 19 Oct 2026 · g2.com
- Limit: support complaints
- GetApp and Trustpilot reviewers report slow responses, unresolved tickets, limited status visibility and difficulty reaching human support.Read 19 Oct 2026 · getapp.com
- Mobile integrations
- The documentation lists Android, iOS, React Native, and Flutter checkout integrations.Read 3 Oct 2026 · cashfree.com
- Mobile SDKs
- Official mobile integration options cover Android, iOS, Flutter and React Native.Read 19 Oct 2026 · cashfree.com
- Onboarding
- Cashfree describes merchant onboarding as paperless and says a payment expert will contact new sign-ups within 24 working hours.Read 3 Oct 2026 · cashfree.com
- Payment forms
- Cashfree provides no-code payment forms with customizable fields.Read 19 Oct 2026 · cashfree.com
- Payment links
- Merchants can accept payments without coding by creating payment links.Read 19 Oct 2026 · cashfree.com
- Payment methods
- The gateway supports UPI, cards, net banking, wallets, EMI, pay-later products and more than 180 payment modes.Read 19 Oct 2026 · cashfree.com
- Payment options
- The maker describes support for 180+ payment modes, including UPI, cards, wallets, EMI, and Pay Later.Read 3 Oct 2026 · cashfree.com
- Plugins
- Ready-made plugins are available for Shopify, WooCommerce and other platforms; support pages also list Wix, WordPress, Zoho and PayPal integrations.Read 19 Oct 2026 · cashfree.com
- Praise: onboarding and integration
- G2 and Software Advice reviewers repeatedly praise paperless or self-service onboarding, fast go-live, clear documentation and straightforward API integration.Read 19 Oct 2026 · g2.com
- Praise: payment performance
- Reviewers on G2, Capterra and Software Advice commonly describe reliable settlements, strong UPI or card success rates and clean checkout experiences.Read 19 Oct 2026 · softwareadvice.com
- Pricing limit
- The festive offer applies to eligible new merchants’ domestic transactions and excludes listed methods including American Express, Diners Club, corporate cards, EMI, prepaid cards, and Pay Later.Read 3 Oct 2026 · cashfree.com
- Public repositories
- Cashfree's GitHub organization publishes Node.js, Go, JavaScript, PHP, Java and Python payment libraries plus Android, iOS and React Native samples.Read 19 Oct 2026 · github.com
- Rating on Capterra
- 4.4 out of 5 from 85 reviews.Read 19 Oct 2026 · capterra.com
- Rating on G2
- 4.0 out of 5 from 31 reviews.Read 19 Oct 2026 · g2.com
- Rating on GetApp
- 4.4 out of 5 from 84 reviews.Read 19 Oct 2026 · getapp.com
- Rating on Software Advice
- 4.4 out of 5 from 83 reviews.Read 19 Oct 2026 · softwareadvice.com
- Rating on Trustpilot
- 1.5 out of 5 from 43 reviews.Read 19 Oct 2026 · uk.trustpilot.com
- RBI authorization
- Cashfree states that it holds RBI licences for payment aggregation, cross-border payment aggregation and prepaid payment instruments.Read 19 Oct 2026 · cashfree.com
- Recurring payments
- Subscriptions, UPI AutoPay and eNACH support automated recurring debits.Read 19 Oct 2026 · cashfree.com
- SDK licensing
- Several official SDK and sample repositories are public under Apache-2.0 or MIT licenses, while the hosted payment service itself is proprietary.Read 19 Oct 2026 · github.com
- Security and compliance
- Cashfree’s site lists PCI DSS, ISO 9001, and ISO 27001 certifications and identifies it as an RBI-authorised Payment Aggregator.Read 3 Oct 2026 · cashfree.com
- Security certifications
- Cashfree states that it holds PCI DSS v4.0.1 Level 1, ISO 27001/27017/27018/9001 and SOC 2 Type 2 certifications.Read 19 Oct 2026 · cashfree.com
- Self-hosting
- The product is delivered as Cashfree-hosted payment infrastructure; the official materials describe APIs, SDKs and plugins rather than a self-hosted gateway.Read 19 Oct 2026 · cashfree.com
- Server SDKs
- Cashfree lists server SDKs for Go, PHP, Java, Node.js, .NET and Python.Read 19 Oct 2026 · cashfree.com
- Settlement timing
- The default UPI settlement cycle is T+2 days, while approved Instant Settlements can make funds available within 15 minutes.Read 19 Oct 2026 · cashfree.com
- Settlements
- Cashfree states that its default UPI settlement cycle is T+2 days and that instant settlements are available for eligible businesses.Read 3 Oct 2026 · cashfree.com
- Status availability
- The status page reported 90-day availability of 99.9869% for Payment Gateway and 99.9801% for Payouts when accessed.Read 19 Oct 2026 · statuspage.cashfree.com
- UPI routing
- Cashfree says its UPI switch connects deeply with more than eight banks and dynamically reroutes failed transactions.Read 19 Oct 2026 · cashfree.com
- Web integrations
- Web options include hosted redirect checkout, popup checkout, inline checkout and custom card checkout.Read 19 Oct 2026 · cashfree.com
Plans and prices
Festive offer Free No payment gateway fees on the first ₹20L of GMV for eligible new merchants during the campaign; GST still applies. Domestic transactions · excludes certain payment methods · standard fees apply after offer ends Read 3 Oct 2026 · cashfree.com
Instant Settlements Priced on request platform fee; GST excluded availability depends on settlement type and risk assessment Read 19 Oct 2026 · cashfree.com
Payment Gateway standard platform fee Priced on request per transaction for listed domestic payment modes UPI, cards, net banking, wallets and other modes Read 19 Oct 2026 · cashfree.com
Standard platform fee Priced on request Per transaction; fees are deducted from successful transactions before settlement. Custom pricing may be available for businesses with high average order values or micro-transactions Read 3 Oct 2026 · cashfree.com
EMI payment fee Priced on request per EMI transaction credit-card EMI Read 19 Oct 2026 · cashfree.com
Enterprise Priced on request volume-based custom pricing custom SLAs and settlement requirements Read 19 Oct 2026 · cashfree.com
Introductory payment-gateway offer Priced on request sales up to ₹20L; festive offer through 31-Mar-27 for new merchants new merchants · transaction terms apply Read 19 Oct 2026 · cashfree.com
Strong points and limits
Strong points
- Supports 180+ payment modes.
- Accepts international payments in 140+ currencies.
- Integrations include Android, iOS, React Native, and Flutter.
- UPI settlements default to T+2 days.
- Lists PCI DSS, ISO 9001, and ISO 27001 certifications.
Limits
- Standard fee is priced on request.
- Festive offer eligibility and payment-method exclusions apply.
- Instant settlements are limited to eligible businesses.
- Cross-border products are currently for businesses.
Who it suits
Cashfree Payment Gateway suits businesses accepting online payments across web, mobile, and API integrations. Its international currency support and listed plugins may suit merchants selling through multiple channels.
Verdict
Cashfree provides multiple checkout and integration routes alongside domestic and international payment options. Review the standard transaction fee and the festive offer's eligibility and exclusions before relying on promotional pricing.
Where Specifiction places it
- Payment Gateways#6 of 668.8
