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SPECIFICTION
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Adyen vs Lightspeed Payments

Adyen

adyen.com

Lightspeed Payments

lightspeedhq.com

Side by side

FigureAdyenLightspeed Payments
Price from——
Free plan——
Free trial——
Open source——
WebYesYes
iOSYesYes
AndroidYesYes
APIYes—
Plans published21
Spec score · Payment Processing Software8.9 (#7)7.8 (#27)
Company foundedAdyen says it was founded in 2006 in Amsterdam, Netherlands.Lightspeed was founded in 2005.
Founded20062005
HeadquartersAmsterdam, NetherlandsMontreal, Québec, Canada
SecurityAdyen’s help page states that it is PCI DSS v4.0 Level 1 compliant and undergoes an annual external audit by a Qualified Security Assessor.Lightspeed states that Payments has PCI DSS validated Level 1 service compliance, end-to-end transaction encryption and 24/7 server security monitoring.

Plans

Adyen

  • Interchange++$0.13, paid once
  • Pay per transaction$0.13, paid once

Adyen pricing →

Lightspeed Payments

  • Lightspeed Payments$2.61, paid once

Lightspeed Payments pricing →

In their own words

Adyen

Adyen is an online payments platform for businesses that accept, optimize, and settle payments through one integration. It offers access to more than 200 payment methods and supports 136 currencies. Businesses can use ready-made Drop-in checkout components or create a custom flow with the API. Adyen describes AI tools for checkout personalization, authentication, fraud protection, tokenization, and payment cost optimization. Local acquiring through local licenses is presented as a way to improve authorization rates and lower costs. The platform supports recurring and marketplace payments, with payouts in 36 countries. Listed integrations include Adobe Commerce, Salesforce Commerce Cloud, NetSuite, Shopify, and Microsoft Dynamics 365. It is available through web, Android, iOS, and API. Pricing is transaction-based, with no setup or monthly fees and a fixed processing fee plus a payment-method fee for each transaction. The stated starting price is $0.13. Adyen describes its platform as built for global businesses and enterprise payment volume.

Visit adyen.com

Lightspeed Payments

Lightspeed Payments has no write-up on Specifiction yet; its figures are above.

Visit lightspeedhq.com