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SPECIFICTION
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Lightspeed Payments

lightspeedhq.com

WebiOSAndroid

Spec sheet

Purpose
Lightspeed Payments is an integrated payment processor for Lightspeed POS that handles payment processing and transaction management.Read 2 Oct 2026 · retail-support.lightspeedhq.com
Security
Lightspeed states that Payments has PCI DSS validated Level 1 service compliance, end-to-end transaction encryption and 24/7 server security monitoring.Read 2 Oct 2026 · lightspeedhq.com
Support
Lightspeed advertises unlimited 24/7 support, onboarding, webinars, demos and videos.Read 2 Oct 2026 · lightspeedhq.com
Headquarters
Montreal, Québec, CanadaRead 28 Sep 2026 · lightspeedhq.com
Founded
2005Read 28 Sep 2026 · lightspeedhq.com
Application
Businesses must apply and be approved before processing card payments with Lightspeed Payments.Read 2 Oct 2026 · retail-support.lightspeedhq.com
Chargebacks
Lightspeed advertises free chargeback assistance and chargeback management.Read 2 Oct 2026 · lightspeedhq.com
Company audience
Lightspeed says its POS and payments platform serves retail, hospitality and golf businesses.Read 2 Oct 2026 · lightspeedhq.com
Company founded
Lightspeed was founded in 2005.Read 2 Oct 2026 · investors.lightspeedhq.com
Payment types
It accepts major credit and debit cards, Apple Pay and Google Pay.Read 2 Oct 2026 · lightspeedhq.com
POS compatibility
Lightspeed Payments does not integrate with other payment processors or POS systems, according to its Retail R-Series FAQ.Read 2 Oct 2026 · retail-support.lightspeedhq.com
Reporting
The service includes integrated reporting, batch reports and settlements in the POS.Read 2 Oct 2026 · lightspeedhq.com
Retail features
Lightspeed Retail features include split payments, card-not-present payments and integrated payment processing.Read 2 Oct 2026 · lightspeedhq.com
Sales channels
Lightspeed says Payments supports in-store and online transactions across sales channels.Read 2 Oct 2026 · lightspeedhq.com
Terminal restriction
Lightspeed advises users to use supported Lightspeed Payments terminals because third-party terminals may be incorrectly configured and could pose a security risk.Read 2 Oct 2026 · retail-support.lightspeedhq.com

Plans and prices

Lightspeed Payments $2.61, paid once per tapped, inserted or swiped transaction Manually keyed-in: 2.6% + 30¢ · Processing over $250K: personalized quote Read 2 Oct 2026 · lightspeedhq.com

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