Tech riderRev. 2 Oct 2026
  1. 1Runs onAndroid, iOS, Web
  2. 2CostsNot stated by the maker
  3. 3Payment methodsCredit cards, debit cards, Visa, Mastercard, American Express, Diners Club, Apple Pay, Google Pay, ACH direct debit
  4. 4Recurring billingYes
  5. 5Payment linksYes
  6. 6In-person paymentsYes
  7. 7Multi-currency supportNo
  8. 8Payout scheduledaily
7 lines stated Written from the maker's own pages: lightspeedhq.com

Overview

Lightspeed Payments is ranked #14 of 68 in payment processing software on Specifiction. It runs on Android, iOS, Web. There is no free plan.

Lightspeed Payments plans and pricing

All plans
Lightspeed Payments $2.61 once per tapped, inserted or swiped transaction Manually keyed-in: 2.6% + 30¢ · Processing over $250K: personalized quote lightspeedhq.com · 2 Oct 2026

Compared on payment processing software

Free plan
Nolightspeedhq.com
Paid from
$89/molightspeedhq.com
Payment methods
Credit cards, debit cards, Visa, Mastercard, American Express, Diners Club, Apple Pay, Google Pay, ACH direct debitlightspeedhq.com
Recurring billing
Yeslightspeedhq.com
Payment links
Yeslightspeedhq.com
In-person payments
Yeslightspeedhq.com
Multi-currency support
Nolightspeedhq.com
Payout schedule
dailylightspeedhq.com

Facts

Purpose
Lightspeed Payments is an integrated payment processor for Lightspeed POS that handles payment processing and transaction management.retail-support.lightspeedhq.com · 2 Oct 2026
Payment types
It accepts major credit and debit cards, Apple Pay and Google Pay.lightspeedhq.com · 2 Oct 2026
Sales channels
Lightspeed says Payments supports in-store and online transactions across sales channels.lightspeedhq.com · 2 Oct 2026
Reporting
The service includes integrated reporting, batch reports and settlements in the POS.lightspeedhq.com · 2 Oct 2026
Chargebacks
Lightspeed advertises free chargeback assistance and chargeback management.lightspeedhq.com · 2 Oct 2026
Security
Lightspeed states that Payments has PCI DSS validated Level 1 service compliance, end-to-end transaction encryption and 24/7 server security monitoring.lightspeedhq.com · 2 Oct 2026
Support
Lightspeed advertises unlimited 24/7 support, onboarding, webinars, demos and videos.lightspeedhq.com · 2 Oct 2026
Application
Businesses must apply and be approved before processing card payments with Lightspeed Payments.retail-support.lightspeedhq.com · 2 Oct 2026
POS compatibility
Lightspeed Payments does not integrate with other payment processors or POS systems, according to its Retail R-Series FAQ.retail-support.lightspeedhq.com · 2 Oct 2026
Terminal restriction
Lightspeed advises users to use supported Lightspeed Payments terminals because third-party terminals may be incorrectly configured and could pose a security risk.retail-support.lightspeedhq.com · 2 Oct 2026
Retail features
Lightspeed Retail features include split payments, card-not-present payments and integrated payment processing.lightspeedhq.com · 2 Oct 2026
Company audience
Lightspeed says its POS and payments platform serves retail, hospitality and golf businesses.lightspeedhq.com · 2 Oct 2026

Company

Company founded
Lightspeed was founded in 2005.investors.lightspeedhq.com · 2 Oct 2026
Founded
2005lightspeedhq.com · 28 Sept 2026
Headquarters
Montreal, Québec, Canadalightspeedhq.com · 28 Sept 2026

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Sources