Adyen vs PayFacto
Adyen
adyen.comPayFacto
payfacto.comSide by side
| Figure | Adyen | PayFacto |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 2 | 1 |
| Spec score · Restaurant Payment Processing Software | 9.0 (#2) | 7.3 (#14) |
| Headquarters | Amsterdam, Netherlands | Montreal, Canada |
| Integrations | Adyen provides a Shopify payments-app integration that requires Shopify Checkout Extensibility. | PayFacto lists integrations including COBA, Freebees, Hopem, NMI, Hotello, Paymentree, and PrestaShop. |
| Payment methods | The online-payments product supports more than 200 payment methods through one integration. | Its integrated gateway page lists Interac, Visa, Mastercard, Amex, and Discover transactions. |
| Security | Adyen’s help page states that it is PCI DSS v4.0 Level 1 compliant and undergoes an annual external audit by a Qualified Security Assessor. | PayFacto describes encryption and fraud prevention tools for e-commerce payments and offers 3D Secure for online transactions. |
| What it does | Adyen provides one payment platform for accepting, optimizing and settling online payments through a single integration. | PayFacto provides payment processing and payment solutions for merchants, ISVs, ISOs, agents, and payment facilitators. |
Plans
In their own words
Adyen
Adyen is an online payments platform for businesses that accept, optimize, and settle payments through one integration. It offers access to more than 200 payment methods and supports 136 currencies. Businesses can use ready-made Drop-in checkout components or create a custom flow with the API. Adyen describes AI tools for checkout personalization, authentication, fraud protection, tokenization, and payment cost optimization. Local acquiring through local licenses is presented as a way to improve authorization rates and lower costs. The platform supports recurring and marketplace payments, with payouts in 36 countries. Listed integrations include Adobe Commerce, Salesforce Commerce Cloud, NetSuite, Shopify, and Microsoft Dynamics 365. It is available through web, Android, iOS, and API. Pricing is transaction-based, with no setup or monthly fees and a fixed processing fee plus a payment-method fee for each transaction. The stated starting price is $0.13. Adyen describes its platform as built for global businesses and enterprise payment volume.
PayFacto
PayFacto provides payment processing and payment solutions for merchants, ISVs, ISOs, agents and payment facilitators. Its offerings cover card-present, online, mobile and tableside payments, as well as restaurant POS products Maitre’D and Veloce for managing restaurant operations. For in-person transactions, it offers countertop, mobile and unattended terminals, including PAX models. Online options include a hosted payment page and an integrated gateway for sales, pre-authorizations, refunds, voids and recurring billing. The gateway lists Interac, Visa, Mastercard, Amex and Discover transactions. PayFacto describes encryption and fraud prevention for e-commerce payments and offers 3D Secure for online transactions. Its hosted payment page keeps card information on PayFacto’s servers and is described as reducing PCI compliance requirements. Open APIs and connectors support integration with existing business systems and software. The company lists integrations including COBA, Freebees, Hopem, NMI, Hotello, Paymentree and PrestaShop. PayFacto is headquartered in Montreal, Canada. Pricing is customized and available by contacting sales for a quote.