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SPECIFICTION
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PayFacto

payfacto.com

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Spec score 7.3 #14 of 26 in Restaurant Payment Processing Software

What it is

PayFacto provides payment processing and payment solutions for merchants, ISVs, ISOs, agents and payment facilitators. Its offerings cover card-present, online, mobile and tableside payments, as well as restaurant POS products Maitre’D and Veloce for managing restaurant operations. For in-person transactions, it offers countertop, mobile and unattended terminals, including PAX models. Online options include a hosted payment page and an integrated gateway for sales, pre-authorizations, refunds, voids and recurring billing. The gateway lists Interac, Visa, Mastercard, Amex and Discover transactions. PayFacto describes encryption and fraud prevention for e-commerce payments and offers 3D Secure for online transactions. Its hosted payment page keeps card information on PayFacto’s servers and is described as reducing PCI compliance requirements. Open APIs and connectors support integration with existing business systems and software. The company lists integrations including COBA, Freebees, Hopem, NMI, Hotello, Paymentree and PrestaShop. PayFacto is headquartered in Montreal, Canada. Pricing is customized and available by contacting sales for a quote.

Spec sheet

What it does
PayFacto provides payment processing and payment solutions for merchants, ISVs, ISOs, agents, and payment facilitators.Read 2 Oct 2026 · payfacto.com
Integrations
PayFacto lists integrations including COBA, Freebees, Hopem, NMI, Hotello, Paymentree, and PrestaShop.Read 2 Oct 2026 · payfacto.com
Security
PayFacto describes encryption and fraud prevention tools for e-commerce payments and offers 3D Secure for online transactions.Read 2 Oct 2026 · payfacto.com
Support
PayFacto provides general information, payment FAQs, terminal support, and POS support through its support site.Read 2 Oct 2026 · payfacto.com
Headquarters
Montreal, CanadaRead 28 Sep 2026 · payfacto.com
Company history
PayFacto says it was founded in 2018 through the merger of B2Billing, CT-Payment, and Supreme Payments.Read 2 Oct 2026 · payfacto.com
Developer access
PayFacto says it provides open APIs and connectors for integration with existing business systems and software.Read 2 Oct 2026 · payfacto.com
E-commerce
Online payment options include a hosted payment page and an integrated payment gateway with sales, pre-authorizations, refunds, voids, and recurring billing.Read 2 Oct 2026 · payfacto.com
Hospitality
Its restaurant POS products include Maitre’D and Veloce, which PayFacto says help manage restaurant operations.Read 2 Oct 2026 · payfacto.com
In-person payments
PayFacto offers countertop, mobile, and unattended payment terminals, including PAX models.Read 2 Oct 2026 · payfacto.com
Payment methods
Its integrated gateway page lists Interac, Visa, Mastercard, Amex, and Discover transactions.Read 2 Oct 2026 · payfacto.com
PCI scope
Its hosted payment page is described as reducing PCI compliance requirements and keeping card information on PayFacto’s servers.Read 2 Oct 2026 · payfacto.com
Sales model
PayFacto directs prospective customers to contact sales for customized payment solutions and a quote.Read 2 Oct 2026 · payfacto.com

Plans and prices

Customized payment solutions Priced on request Customized pricing; quote requested from sales Read 2 Oct 2026 · payfacto.com

Every PayFacto plan and price →

Strong points and limits

Strong points

  • Offers countertop, mobile and unattended terminals.
  • Gateway supports recurring billing and multiple transaction types.
  • Hosted payment page keeps card information on PayFacto’s servers.
  • Open APIs and connectors support integrations.
  • Lists restaurant POS products Maitre’D and Veloce.

Limits

  • Pricing is customized and requires a sales quote.
  • Hosted-page PCI scope reduction is described, not quantified.

Who it suits

PayFacto suits merchants and payment-industry businesses seeking in-person or online payment processing. Its restaurant POS products and APIs also address restaurant operations and software integration needs.

Verdict

PayFacto covers payment processing across in-person, restaurant and e-commerce settings, with APIs and a hosted payment page among its options. Pricing is customized, so prospective customers need to contact sales for a quote.

Where Specifiction places it

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