Adyen vs PayJunction Virtual Terminal
Adyen
adyen.com
PayJunction Virtual Terminal
payjunction.comSide by side
| Figure | Adyen | PayJunction Virtual Terminal |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 2 | 3 |
| Spec score · Payment Processing Software | 8.9 (#7) | 7.2 (#48) |
| Founded | 2006 | 2000 |
| Headquarters | Amsterdam, Netherlands | 1903 State Street, Santa Barbara, CA 93101, United States |
| Integrations | Adyen provides a Shopify payments-app integration that requires Shopify Checkout Extensibility. | PayJunction offers a no-code integration for SaaS applications through a Chrome browser extension and also provides a REST API for payment integrations. |
| Security | Adyen’s help page states that it is PCI DSS v4.0 Level 1 compliant and undergoes an annual external audit by a Qualified Security Assessor. | PayJunction states that it is Level 1 PCI compliant and uses TLS 1.2 with 256-bit encryption for processing. |
Plans
PayJunction Virtual Terminal
- EnterprisePriced on request
- StandardPriced on request
- SurchargePriced on request
In their own words
Adyen
Adyen is an online payments platform for businesses that accept, optimize, and settle payments through one integration. It offers access to more than 200 payment methods and supports 136 currencies. Businesses can use ready-made Drop-in checkout components or create a custom flow with the API. Adyen describes AI tools for checkout personalization, authentication, fraud protection, tokenization, and payment cost optimization. Local acquiring through local licenses is presented as a way to improve authorization rates and lower costs. The platform supports recurring and marketplace payments, with payouts in 36 countries. Listed integrations include Adobe Commerce, Salesforce Commerce Cloud, NetSuite, Shopify, and Microsoft Dynamics 365. It is available through web, Android, iOS, and API. Pricing is transaction-based, with no setup or monthly fees and a fixed processing fee plus a payment-method fee for each transaction. The stated starting price is $0.13. Adyen describes its platform as built for global businesses and enterprise payment volume.
PayJunction Virtual Terminal
PayJunction Virtual Terminal has no write-up on Specifiction yet; its figures are above.