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SPECIFICTION
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PayJunction Virtual Terminal

payjunction.com

WebAPIBrowser extension
Visit payjunction.com
Spec score 7.2 #48 of 71 in Payment Processing Software

Spec sheet

Product
PayJunction describes its Virtual Terminal as a browser-based platform for real-time access, faster payments, reconciliation and reporting.Read 30 Sep 2026 · payjunction.com
Integrations
PayJunction offers a no-code integration for SaaS applications through a Chrome browser extension and also provides a REST API for payment integrations.Read 30 Sep 2026 · payjunction.com
Security
PayJunction states that it is Level 1 PCI compliant and uses TLS 1.2 with 256-bit encryption for processing.Read 30 Sep 2026 · support.payjunction.com
Support
PayJunction lists phone support at 800-601-0230, extension 3, and accepts support requests through its help center.Read 30 Sep 2026 · support.payjunction.com
Headquarters
1903 State Street, Santa Barbara, CA 93101, United StatesRead 28 Sep 2026 · payjunction.com
Founded
2000Read 28 Sep 2026 · payjunction.com
Company
PayJunction says it has operated since 2000 and lists its headquarters at 1903 State Street, Santa Barbara, California 93101.Read 30 Sep 2026 · payjunction.com
Browser access
PayJunction says invoices can be managed by logging in from any browser-connected device.Read 30 Sep 2026 · payjunction.com
Customer records
The Virtual Terminal’s Customers feature stores customer details and supports card updates, refunds, transaction history and recurring payment schedules.Read 30 Sep 2026 · support.payjunction.com
Invoice tracking
Approved invoices show as paid in the Virtual Terminal, and electronic receipts are sent to the business and customer.Read 30 Sep 2026 · payjunction.com
Notable limits
PayJunction states that debit cards, ACH, refunds and some sales taxes are not eligible for its surcharge option.Read 30 Sep 2026 · payjunction.com
Pricing terms
The pricing page says service is month to month, has no long-term contracts or cancellation fees, and may have additional fees.Read 30 Sep 2026 · payjunction.com
Recurring billing
PayJunction says its Virtual Terminal supports recurring card and ACH payments on a chosen schedule after setup and customer authorization.Read 30 Sep 2026 · blog.payjunction.com
Remote invoices
Businesses can create and send electronic invoices by email or text, and customers pay through a hosted form on their own device.Read 30 Sep 2026 · payjunction.com

Plans and prices

Enterprise Priced on request Custom: Submit Statements Submit statements for a competitive rate analysis Read 30 Sep 2026 · payjunction.com
Standard Priced on request Card Rates: as low as 1.49% + $0.15; ACH: as low as 0.75% Additional fees may apply Read 30 Sep 2026 · payjunction.com
Surcharge Priced on request Credit Cards: as low as 0%*; PIN Debit: Fees Apply; ACH: as low as 0.75% Surcharge eligibility exclusions apply; additional fees may apply Read 30 Sep 2026 · payjunction.com

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