Helcim vs PayJunction Virtual Terminal
Helcim
helcim.com
PayJunction Virtual Terminal
payjunction.comSide by side
| Figure | Helcim | PayJunction Virtual Terminal |
|---|---|---|
| Price from | $0.40/mo | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 6 | 3 |
| Spec score · Payment Processing Software | 9.2 (#3) | 7.2 (#48) |
| Spec score · Virtual Terminal Software | 9.1 (#2) | 7.1 (#21) |
| Founded | LinkedIn lists Helcim as founded in 2006. | 2000 |
| Headquarters | Helcim lists its primary headquarters at 440 2 Ave SW, Suite 400, Calgary, Alberta T2P 5E9, Canada. | 1903 State Street, Santa Barbara, CA 93101, United States |
| Integrations | Listed integrations include QuickBooks Online, Xero, WooCommerce and Foxy, with additional software connections available. | PayJunction offers a no-code integration for SaaS applications through a Chrome browser extension and also provides a REST API for payment integrations. |
| Notable limits | The POS app page says Helcim Payments is incompatible with Chromebooks and LG L322DL devices. | PayJunction states that debit cards, ACH, refunds and some sales taxes are not eligible for its surcharge option. |
| Product | Helcim provides payment processing tools for businesses to accept payments in person, online, by invoice, or through a virtual terminal. | PayJunction describes its Virtual Terminal as a browser-based platform for real-time access, faster payments, reconciliation and reporting. |
| Recurring billing | Recurring payments support subscription plans and automatic customer billing. | PayJunction says its Virtual Terminal supports recurring card and ACH payments on a chosen schedule after setup and customer authorization. |
| Security | Helcim identifies itself as a PCI Level 1 Service Provider and says it protects cardholder data with AES-256 encryption and TLS 1.2 or higher in transit. | PayJunction states that it is Level 1 PCI compliant and uses TLS 1.2 with 256-bit encryption for processing. |
| Support | Helcim offers phone support Monday through Friday 7 a.m.–5 p.m. MT and Saturdays 9 a.m.–5 p.m. MT, and says contact-form questions receive a reply within one business day. | PayJunction lists phone support at 800-601-0230, extension 3, and accepts support requests through its help center. |
Plans
Helcim
- Helcim payment processingFree
- Helcim platformFree
- Recurring payments$0.40 a month
- 4G wireless data$7 a month
- Helcim Card Reader$199, paid once
- Helcim Smart Terminal$349, paid once
PayJunction Virtual Terminal
- EnterprisePriced on request
- StandardPriced on request
- SurchargePriced on request
In their own words
Helcim
Helcim provides businesses with payment processing tools for in-person and online sales, invoices, and virtual-terminal transactions. Its tools include point of sale, online checkout, payment links, recurring payments, invoicing, a customer vault, and an inventory catalog. In-person payments support major payment types such as Apple Pay and Google Pay. Eligible merchants can also accept ACH through invoicing, recurring payments, payment requests, and the Virtual Terminal. Helcim lists integrations with QuickBooks Online, Xero, and WooCommerce, as well as its API and HelcimPay.js for custom integrations and website payments. The Card Vault tokenizes stored payment details for future or recurring payments, while Helcim says it protects cardholder data with AES-256 encryption and TLS 1.2 or higher in transit. It identifies itself as a PCI Level 1 Service Provider. The POS app is available for Windows, Mac, iOS, and Android, with listed device requirements. The processing plan costs nothing, with no account monthly fees; transaction rates vary by volume and payment method.
PayJunction Virtual Terminal
PayJunction Virtual Terminal has no write-up on Specifiction yet; its figures are above.