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SPECIFICTION
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Adyen vs Zai

Adyen

adyen.com

Zai

hellozai.com

Side by side

FigureAdyenZai
Price from——
Free plan——
Free trial——
Open source——
WebYesYes
iOSYes—
AndroidYes—
APIYesYes
Plans published22
Spec score · Marketplace Payment Platforms9.0 (#2)6.7 (#27)
Founded20062021
HeadquartersAmsterdam, NetherlandsMelbourne, Victoria, Australia
IntegrationsAdyen provides a Shopify payments-app integration that requires Shopify Checkout Extensibility.Integration options include RESTful APIs, hosted forms, iframe-based hosted fields, and CMS plugins; the site names WooCommerce as a plugin.
Payment methodsThe online-payments product supports more than 200 payment methods through one integration.Its collection page lists cards, PayTo through the NPP, BECS Direct Debit, BPAY, and bank transfers as supported payment methods.
SecurityAdyen’s help page states that it is PCI DSS v4.0 Level 1 compliant and undergoes an annual external audit by a Qualified Security Assessor.Zai says it is a PCI DSS compliant Level 1 Service Provider and undergoes regular audits and reviews by card schemes and partner banks.

Plans

Adyen

  • Interchange++$0.13, paid once
  • Pay per transaction$0.13, paid once

Adyen pricing →

Zai

  • CustomisedPriced on request
  • StandardPriced on request

Zai pricing →

In their own words

Adyen

Adyen is an online payments platform for businesses that accept, optimize, and settle payments through one integration. It offers access to more than 200 payment methods and supports 136 currencies. Businesses can use ready-made Drop-in checkout components or create a custom flow with the API. Adyen describes AI tools for checkout personalization, authentication, fraud protection, tokenization, and payment cost optimization. Local acquiring through local licenses is presented as a way to improve authorization rates and lower costs. The platform supports recurring and marketplace payments, with payouts in 36 countries. Listed integrations include Adobe Commerce, Salesforce Commerce Cloud, NetSuite, Shopify, and Microsoft Dynamics 365. It is available through web, Android, iOS, and API. Pricing is transaction-based, with no setup or monthly fees and a fixed processing fee plus a payment-method fee for each transaction. The stated starting price is $0.13. Adyen describes its platform as built for global businesses and enterprise payment volume.

Visit adyen.com

Zai

Zai has no write-up on Specifiction yet; its figures are above.

Visit hellozai.com