Tech riderRev. 2 Oct 2026

Zai

Ch 176.4of 28 Marketplace Payment Platforms

1Runs onAPI, Web
2CostsNot stated by the maker
3Seller onboardingYes
4Split paymentsYes
5Commission toolsYes
6Payout schedulingscheduled
7KYC/KYB supportYes
8Payment methodsCredit and debit cards; PayTo/NPP; BECS direct debit; BPAY; standard bank transfers; wire transfers

7 lines stated Written from the maker's own pages: hellozai.com

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Overview

Zai is ranked #17 of 28 in marketplace payment platforms on Specifiction. It runs on API, Web. There is no free plan.

Zai plans and pricing

All plans

Customised Not published Custom package; contact sales. Volume discounts · Multi-product discounts · Country-specific rates · Interchange pricing hellozai.com · 2 Oct 2026

Standard Not published Per card transaction; fees exclude GST. Australia pricing shown · Domestic card rate includes American Express, Mastercard and Visa · Custom pricing available for large payment volumes, high-value transactions, or unique business models hellozai.com · 2 Oct 2026

Compared on marketplace payment platforms

Free plan: Nohellozai.com
Seller onboarding: Yeshellozai.com
Split payments: Yeshellozai.com
Commission tools: Yeshellozai.com
Payout scheduling: scheduledhellozai.com
KYC/KYB support: Yeshellozai.com
Payment methods: Credit and debit cards; PayTo/NPP; BECS direct debit; BPAY; standard bank transfers; wire transfershellozai.com

Facts

Product: Zai provides an API-powered platform for collecting, sending, and orchestrating business payments.hellozai.com · 2 Oct 2026
Payment workflows: The platform supports workflows for splitting, holding, routing, and disbursing funds to multiple parties.hellozai.com · 2 Oct 2026
Reconciliation: Virtual accounts and PayIDs can be used to match incoming payments in real time.hellozai.com · 2 Oct 2026
Integrations: Integration options include RESTful APIs, hosted forms, iframe-based hosted fields, and CMS plugins; the site names WooCommerce as a plugin.hellozai.com · 2 Oct 2026
WooCommerce requirements: The WooCommerce plugin page specifies WordPress 6.x, WooCommerce 7.x to 9.x, PHP 7.4 or higher, and a valid SSL certificate.hellozai.com · 2 Oct 2026
Security: Zai says it is a PCI DSS compliant Level 1 Service Provider and undergoes regular audits and reviews by card schemes and partner banks.hellozai.com · 2 Oct 2026
Fraud controls: The payment collection page describes cardholder-data tokenisation, fraud monitoring, and optional 3DS2 step-up authentication for card payments.hellozai.com · 2 Oct 2026
Support: Zai says customers receive a dedicated account manager and access to in-house developers for payment support.hellozai.com · 2 Oct 2026
Markets and users: Zai describes itself as an Australian fintech payments provider and lists fintech, marketplaces, healthtech, payroll, SaaS, proptech, and retail among the business sectors it serves.hellozai.com · 2 Oct 2026
Availability limit: The API reference says UK credit-card and direct-debit transactions are not yet available.developer.hellozai.com · 2 Oct 2026
API environments: The API reference documents separate Live production and Pre-live sandbox environments.developer.hellozai.com · 2 Oct 2026