Agicap vs finAPI
Agicap
agicap.com
finAPI
finapi.ioSide by side
| Figure | Agicap | finAPI |
|---|---|---|
| Price from | — | €60/mo |
| Free plan | — | — |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 1 | 4 |
| Spec score · Bank Connectivity Software | 8.3 (#5) | 8.1 (#10) |
| Founded | 2016 | 2008 |
| Headquarters | Lyon, France | Munich, Germany |
| Integrations | The integrations page lists connections including Oracle NetSuite, QuickBooks, Xero, SAP, and Microsoft Dynamics, and describes custom API and SFTP options. | The Banking API includes connections through XS2A, FinTS/HBCI, web scraping and financial service provider APIs; its Access packages also list PayPal API connections. |
| Payments | Agicap says it centralizes transactions and supports payments worldwide in any currency. | The Payment API supports SEPA transfers, collective transfers, standing orders, scheduled transfers, instant payments, direct debits and collective direct debits. |
| Support | The pricing FAQ says customers can review the solution with an expert, and a custom demo request receives contact from a dedicated expert within the hour. | The pricing page says standard support and shared hosting are included with the SaaS licence; premium support, project support, consulting and dedicated hosting are available on request. |
| Trial | The US homepage offers a 24-hour free trial and says no download is required because the solution is cloud-based. | finAPI offers free access to its test system for 30 days. |
| What it does | Agicap describes its AI-powered platform as connecting banking and accounting flows for cash management, forecasting, payments, collections, and bank reconciliation. | finAPI provides cloud-based financial software to aggregate and analyze financial data for businesses and create financial services and online applications. |
Plans
finAPI
- Access B2C — basic licence, up to 200 users€60 a month
- Data Intelligence PG A — basic licence to 200 calls€80 a month
- finAPI Demobank Lite€99 a month
- Access B2X — basic licence, up to 200 users€100 a month
In their own words
Agicap
Agicap connects banking and accounting flows for cash management, forecasting, payments, collections and bank reconciliation. It can project cash positions up to 13 weeks ahead using actual data, and bring cash flows together across banks, finance software and entities. Cash-balancing suggestions can inform transfers. The platform centralizes transactions and supports payments worldwide in any currency; receivables tools support collections, while payables tools help automate purchasing processes and control expenses. Agicap says it can match bank transactions with open invoices and trigger journal posting. Listed integrations include Oracle NetSuite, QuickBooks, Xero, SAP and Microsoft Dynamics, alongside custom API and SFTP options. A phone app includes balance and transaction views, dashboards, push notifications, approvals and reimbursements. Agicap is available on Android, iOS and web, with an API. The company is headquartered in Lyon, France, and was founded in 2016. There is no free plan; pricing is on request, with an annual offer and a 12-month minimum subscription. A 24-hour free trial is offered.