Tech riderRev. 8 Oct 2026
- 1Runs onAPI, Web
- 2Costsfree trial · paid from €60/mo
- 3Supported data typesaccount balances, transactions, checking accounts, savings accounts, credit cards, securities accounts, loan accounts, building society contracts, cooperative shares, PayPal accounts
- 4Connection methodsPSD2 XS2A, FinTS/HBCI, web scraping, financial service provider APIs
- 5Refresh frequencyreal time
- 6Statement formatsPDF
6 lines stated Written from the maker's own pages: finapi.io
Overview
finAPI is ranked #19 of 70 in bank connectivity software on Specifiction. It runs on API, Web. There is no free plan. A free trial is offered. Paid plans start at €60/mo.
finAPI plans and pricing
All plansAccess B2C — basic licence, up to 200 users €60/mo Monthly flat rate Up to 200 users · private accounts finapi.io · 8 Oct 2026
Data Intelligence PG A — basic licence to 200 calls €80/mo Monthly flat rate Up to 200 calls · Income, Spending, Balance, Recurring Transactions and Cross-Country Reports finapi.io · 8 Oct 2026
Access B2X — basic licence, up to 200 users €100/mo Monthly flat rate Up to 200 users · private and business accounts finapi.io · 8 Oct 2026
Compared on bank connectivity software
- Free plan
- Nofinapi.io
- Supported data types
- account balances, transactions, checking accounts, savings accounts, credit cards, securities accounts, loan accounts, building society contracts, cooperative shares, PayPal accountsfinapi.io
- Connection methods
- PSD2 XS2A, FinTS/HBCI, web scraping, financial service provider APIsfinapi.io
- Refresh frequency
- real_timefinapi.io
- Statement formats
- PDFfinapi.io
Facts
- What it does
- finAPI provides cloud-based financial software to aggregate and analyze financial data for businesses and create financial services and online applications.finapi.io · 8 Oct 2026
- Product areas
- Its product areas include open banking, data intelligence, KYC and online payments.finapi.io · 8 Oct 2026
- Bank connectivity
- The Banking API retrieves account data using PSD2 XS2A, FinTS, web scraping or financial service provider APIs, depending on availability.finapi.io · 8 Oct 2026
- Data intelligence
- Data Intelligence supports transaction categorization, cash-flow and risk analysis, and contract detection.finapi.io · 8 Oct 2026
- Credit checks
- The Digital Account Check and KreditCheck combine account analyses for credit decisions and can be used through backend integration or a zero-integration widget.finapi.io · 8 Oct 2026
- Payments
- The Payment API supports SEPA transfers, collective transfers, standing orders, scheduled transfers, instant payments, direct debits and collective direct debits.finapi.io · 8 Oct 2026
- Integrations
- The Banking API includes connections through XS2A, FinTS/HBCI, web scraping and financial service provider APIs; its Access packages also list PayPal API connections.finapi.io · 8 Oct 2026
- Security and certification
- TÜViT certified finAPI with its Trusted Site Privacy certificate for processes related to account information and payment initiation services.finapi.io · 8 Oct 2026
- Regulatory status
- The company says its account information and payment initiation services are licensed and approved by Germany’s BaFin.finapi.io · 8 Oct 2026
- Hosting
- The company says it uses servers located in Germany.finapi.io · 8 Oct 2026
- Support
- The pricing page says standard support and shared hosting are included with the SaaS licence; premium support, project support, consulting and dedicated hosting are available on request.finapi.io · 8 Oct 2026
- Trial
- finAPI offers free access to its test system for 30 days.finapi.io · 8 Oct 2026
- Intended customers
- finAPI describes its customers as banks, financial service companies, fintechs and companies from other sectors.finapi.io · 8 Oct 2026
Company
- Founded
- 2008finapi.io · 28 Sept 2026
- Headquarters
- Munich, Germanyfinapi.io · 28 Sept 2026
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Where it ranks on Specifiction
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Sources
- finapi.io/en/about-finapi/about-us/· checked 8 Oct 2026
- finapi.io/en/home/· checked 8 Oct 2026
- finapi.io/en/products/open-banking/banking-api/· checked 8 Oct 2026
- finapi.io/en/products/data-intelligence/· checked 8 Oct 2026
- finapi.io/en/products/payments/· checked 8 Oct 2026
- finapi.io/en/tuev-certificate/· checked 8 Oct 2026
- finapi.io/en/prices/· checked 8 Oct 2026
- finapi.io/en/free-trial/· checked 8 Oct 2026