finAPI

Spec sheet

What it does

finAPI provides cloud-based financial software to aggregate and analyze financial data for businesses and create financial services and online applications.Read 8 Oct 2026 · finapi.io

Trial

finAPI offers free access to its test system for 30 days.Read 8 Oct 2026 · finapi.io

Integrations

The Banking API includes connections through XS2A, FinTS/HBCI, web scraping and financial service provider APIs; its Access packages also list PayPal API connections.Read 8 Oct 2026 · finapi.io

Support

The pricing page says standard support and shared hosting are included with the SaaS licence; premium support, project support, consulting and dedicated hosting are available on request.Read 8 Oct 2026 · finapi.io

Headquarters

Munich, GermanyRead 28 Sep 2026 · finapi.io

Founded

2008Read 28 Sep 2026 · finapi.io

Bank connectivity

The Banking API retrieves account data using PSD2 XS2A, FinTS, web scraping or financial service provider APIs, depending on availability.Read 8 Oct 2026 · finapi.io

Credit checks

The Digital Account Check and KreditCheck combine account analyses for credit decisions and can be used through backend integration or a zero-integration widget.Read 8 Oct 2026 · finapi.io

Data intelligence

Data Intelligence supports transaction categorization, cash-flow and risk analysis, and contract detection.Read 8 Oct 2026 · finapi.io

Hosting

The company says it uses servers located in Germany.Read 8 Oct 2026 · finapi.io

Intended customers

finAPI describes its customers as banks, financial service companies, fintechs and companies from other sectors.Read 8 Oct 2026 · finapi.io

Payments

The Payment API supports SEPA transfers, collective transfers, standing orders, scheduled transfers, instant payments, direct debits and collective direct debits.Read 8 Oct 2026 · finapi.io

Product areas

Its product areas include open banking, data intelligence, KYC and online payments.Read 8 Oct 2026 · finapi.io

Regulatory status

The company says its account information and payment initiation services are licensed and approved by Germany’s BaFin.Read 8 Oct 2026 · finapi.io

Security and certification

TÜViT certified finAPI with its Trusted Site Privacy certificate for processes related to account information and payment initiation services.Read 8 Oct 2026 · finapi.io

Plans and prices

Every finAPI plan and price →

Where Specifiction places it

• Bank Connectivity Software#10 of 718.1