| Price from | €60/mo | — |
| Free plan | — | — |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 4 | 2 |
| Spec score · Bank Connectivity Software | 8.1 (#10) | 8.0 (#12) |
| Founded | 2008 | 2020 |
| Headquarters | Munich, Germany | Santiago, Chile |
| Regulatory status | The company says its account information and payment initiation services are licensed and approved by Germany’s BaFin. | The Chile site says Fintoc Pagos S.A. is authorized by the CMF as an issuer of prepaid payment cards. |
| Support | The pricing page says standard support and shared hosting are included with the SaaS licence; premium support, project support, consulting and dedicated hosting are available on request. | The site directs users to WhatsApp support and product documentation for help. |
| Trial | finAPI offers free access to its test system for 30 days. | The plugins page says merchants can use test keys to simulate payments and refunds without moving real money. |
| What it does | finAPI provides cloud-based financial software to aggregate and analyze financial data for businesses and create financial services and online applications. | Fintoc unifies payment infrastructure so businesses can receive, move, and reconcile money. |
