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SPECIFICTION
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Brankas vs finAPI

Brankas

brankas.com

finAPI

finapi.io

Side by side

FigureBrankasfinAPI
Price from—€60/mo
Free plan——
Free trialYesYes
Open source——
WebYesYes
iOSYes—
AndroidYes—
APIYesYes
Self-hostedYes—
Plans published34
Spec score · Bank Connectivity Software8.6 (#2)8.1 (#10)
FoundedBrankas says it was founded in 2016.2008
IntegrationsBrankas says it is compatible with most core banking systems and technology stacks.The Banking API includes connections through XS2A, FinTS/HBCI, web scraping and financial service provider APIs; its Access packages also list PayPal API connections.
PaymentsDirect supports account-to-account transfers and payments, while Disburse can send money in bulk or individually from a dashboard.The Payment API supports SEPA transfers, collective transfers, standing orders, scheduled transfers, instant payments, direct debits and collective direct debits.
SupportBrankas offers implementation support from its certified team or an approved systems integration partner, and describes 1-to-1 post-sales support for its suite.The pricing page says standard support and shared hosting are included with the SaaS licence; premium support, project support, consulting and dedicated hosting are available on request.
What it doesBrankas aggregates financial institution APIs so businesses can build payment initiation, account information, and other financial services through one integration.finAPI provides cloud-based financial software to aggregate and analyze financial data for businesses and create financial services and online applications.

Plans

Brankas

  • BasicPriced on request
  • EnterprisePriced on request
  • Open Finance SuitePriced on request

Brankas pricing →

finAPI

  • Access B2C — basic licence, up to 200 users€60 a month
  • Data Intelligence PG A — basic licence to 200 calls€80 a month
  • finAPI Demobank Lite€99 a month
  • Access B2X — basic licence, up to 200 users€100 a month

finAPI pricing →

In their own words

Brankas

Brankas provides open finance and Banking-as-a-Service APIs for banks, financial institutions, technology companies, and businesses adding financial services to their products. Its APIs can retrieve account and transaction data from multiple institutions through one integration. Data products include Balance, Statement, Income, and Expense; Direct supports account-to-account transfers and payments, while Disburse sends funds individually or in bulk from a dashboard. The Open Finance Suite supports open banking compliance and Banking-as-a-Service with cloud, on-premise, or hybrid deployments. Brankas says it is compatible with most core banking systems and technology stacks. Its coverage page lists institutions in the Philippines, Indonesia, and Thailand, with product support and availability varying by institution. Android and iOS Tap SDKs can launch an embedded WebView for Brankas product flows. Developers can create API keys for sandbox and live environments. Brankas says it uses HTTPS and encryption, does not store end-user credentials, and holds ISO 27001 and PCI-DSS certifications. Pricing is available on request; the Suite describes projects of 8–12 weeks and one-to-one post-sales support.

Visit brankas.com

finAPI

finAPI has no write-up on Specifiction yet; its figures are above.

Visit finapi.io