Agicap vs Pluggy
Agicap
agicap.comPluggy
pluggy.aiSide by side
| Figure | Agicap | Pluggy |
|---|---|---|
| Price from | — | 2.50 BRL/mo |
| Free plan | — | — |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 1 | 2 |
| Spec score · Bank Connectivity Software | 8.3 (#5) | 7.7 (#23) |
| Founded | 2016 | 2019 |
| Headquarters | Lyon, France | São Paulo, Brazil |
| Integrations | The integrations page lists connections including Oracle NetSuite, QuickBooks, Xero, SAP, and Microsoft Dynamics, and describes custom API and SFTP options. | Pluggy lists Conta Azul, Nibo, MarketUP, Kamino, Cloud Gym, TOTVS, Ottimizza, Bom Controle, F360, and Granatum as customer platforms. |
| Payments | Agicap says it centralizes transactions and supports payments worldwide in any currency. | Its Payments product supports Pix initiation, one-time charges, recurring Pix Automatic payments, and cash management. |
| Support | The pricing FAQ says customers can review the solution with an expert, and a custom demo request receives contact from a dedicated expert within the hour. | Pluggy offers ticket support and a Discord community, with specialized technical support and ticket SLA for Pro and Enterprise customers. |
Plans
In their own words
Agicap
Agicap connects banking and accounting flows for cash management, forecasting, payments, collections and bank reconciliation. It can project cash positions up to 13 weeks ahead using actual data, and bring cash flows together across banks, finance software and entities. Cash-balancing suggestions can inform transfers. The platform centralizes transactions and supports payments worldwide in any currency; receivables tools support collections, while payables tools help automate purchasing processes and control expenses. Agicap says it can match bank transactions with open invoices and trigger journal posting. Listed integrations include Oracle NetSuite, QuickBooks, Xero, SAP and Microsoft Dynamics, alongside custom API and SFTP options. A phone app includes balance and transaction views, dashboards, push notifications, approvals and reimbursements. Agicap is available on Android, iOS and web, with an API. The company is headquartered in Lyon, France, and was founded in 2016. There is no free plan; pricing is on request, with an annual offer and a 12-month minimum subscription. A 24-hour free trial is offered.