Pluggy

Spec sheet

Product

Pluggy provides Open Finance infrastructure for software to read financial data and move money in Brazil through one API.Read 7 Oct 2026 · pluggy.ai

Audience

The commercial API is aimed at businesses building financial products for their own customers, while Meu Pluggy is a personal finance portal.Read 7 Oct 2026 · pluggy.ai

Integrations

Pluggy lists Conta Azul, Nibo, MarketUP, Kamino, Cloud Gym, TOTVS, Ottimizza, Bom Controle, F360, and Granatum as customer platforms.Read 7 Oct 2026 · pluggy.ai

Security

Pluggy says its connection is encrypted and that users’ access credentials are not shared with third parties.Read 7 Oct 2026 · pluggy.ai

Compliance

Pluggy states that its Brazilian payment institution is authorized by the Central Bank of Brazil as a Payment Transaction Initiator (ITP).Read 7 Oct 2026 · pluggy.ai

Support

Pluggy offers ticket support and a Discord community, with specialized technical support and ticket SLA for Pro and Enterprise customers.Read 7 Oct 2026 · pluggy.ai

Headquarters

São Paulo, BrazilRead 28 Sep 2026 · pluggy.ai

Founded

2019Read 28 Sep 2026 · pluggy.ai

Coverage

Pluggy says its API connects to more than 220 financial institutions in Brazil.Read 7 Oct 2026 · pluggy.ai

Data

The Data Connectors product returns balances, statements, credit card details, investments, identity, loans, and linked-account data.Read 7 Oct 2026 · pluggy.ai

Developer tools

The developer page lists SDKs for Node, Python, .NET, and Java, a Pluggy Connect authorization widget, and a sandbox.Read 7 Oct 2026 · pluggy.ai

Enrichment

Its enrichment features include transaction categorization, merchant identification, and automatic recurring-payment detection.Read 7 Oct 2026 · pluggy.ai

Limit

The free Meu Pluggy connector has a limit of five active connections per account holder and lacks commercial guarantees such as an SLA and contract.Read 7 Oct 2026 · pluggy.ai

Normalization

Pluggy standardizes data from institutions into a common schema and offers REST and webhook delivery.Read 7 Oct 2026 · pluggy.ai

Payments

Its Payments product supports Pix initiation, one-time charges, recurring Pix Automatic payments, and cash management.Read 7 Oct 2026 · pluggy.ai

Plans and prices

Every Pluggy plan and price →

Where Specifiction places it

• Bank Connectivity Software#23 of 717.7
• Financial Data APIs#17 of 287.7