Agicap vs Pulse

Agicap connects banking and accounting flows for cash management, forecasting, payments, collections and bank reconciliation. It can project cash positions up to 13 weeks ahead using actual data, and bring cash flows together across banks, finance software and entities. Cash-balancing suggestions can inform transfers. The platform centralizes transactions and supports payments worldwide in any currency; receivables tools support collections, while payables tools help automate purchasing processes and control expenses. Agicap says it can match bank transactions with open invoices and trigger journal posting. Listed integrations include Oracle NetSuite, QuickBooks, Xero, SAP and Microsoft Dynamics, alongside custom API and SFTP options. A phone app includes balance and transaction views, dashboards, push notifications, approvals and reimbursements. Agicap is available on Android, iOS and web, with an API. The company is headquartered in Lyon, France, and was founded in 2016. There is no free plan; pricing is on request, with an annual offer and a 12-month minimum subscription. A 24-hour free trial is offered.

Pulse is a web tool for managing and projecting small-business cash flow. Users enter one-time or recurring income and expenses, revise earlier transactions, and switch items on or off to model changes to the bottom line. Views can be weekly, monthly, or set to a custom date range, with grouping by category, customer, or project. QuickBooks Online synchronization brings in transactions and supports comparisons between actual cash flow and projections. Collaborators can manage the cash flow, while investors can receive read-only projection access. Proposals, invoices, and contracts may be attached to transactions, and data can be exported to CSV. Pulse is intended for agencies, service providers, restaurants, manufacturers, retailers, contractors, and freelancers. It runs on the web and does not synchronize with banks. Monthly plans are Pulse Basics at $29 a month for one financial account, Small Business Plan at 59.00 USD for five, and Unlock Extra Features at 89.00 USD for unlimited accounts. New accounts receive a 30-day trial; there is no free plan.