Agicap vs Token.io Data
Agicap
agicap.comToken.io Data
token.ioSide by side
| Figure | Agicap | Token.io Data |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 1 | 0 |
| Spec score · Bank Connectivity Software | 8.3 (#5) | 6.8 (#45) |
| Security and compliance | Agicap says it is ISO 27001:2022 certified, complies with GDPR, and encrypts data in transit and at rest. | Token.io states it is ISO 27001:2013 certified, PCI-DSS Level 1 compliant, PSD2 compliant, and Cyber Essentials Certified. |
| Support | The pricing FAQ says customers can review the solution with an expert, and a custom demo request receives contact from a dedicated expert within the hour. | Token.io's developer documentation directs users to [email protected] for feedback about the documentation. |
Plans
In their own words
Agicap
Agicap connects banking and accounting flows for cash management, forecasting, payments, collections and bank reconciliation. It can project cash positions up to 13 weeks ahead using actual data, and bring cash flows together across banks, finance software and entities. Cash-balancing suggestions can inform transfers. The platform centralizes transactions and supports payments worldwide in any currency; receivables tools support collections, while payables tools help automate purchasing processes and control expenses. Agicap says it can match bank transactions with open invoices and trigger journal posting. Listed integrations include Oracle NetSuite, QuickBooks, Xero, SAP and Microsoft Dynamics, alongside custom API and SFTP options. A phone app includes balance and transaction views, dashboards, push notifications, approvals and reimbursements. Agicap is available on Android, iOS and web, with an API. The company is headquartered in Lyon, France, and was founded in 2016. There is no free plan; pricing is on request, with an annual offer and a 12-month minimum subscription. A 24-hour free trial is offered.
Token.io Data
Token.io Data is an Account Information Service that lets a customer share bank-account information with a third party after explicit consent. Its API covers account details, balances, standing orders, and transactions. Documented uses include creditworthiness assessment, account-ownership verification, autofill, personal financial management, and balance display. Teams can use Token.io Hosted Pages or an API-only flow, with redirect, embedded, and decoupled authentication options. Data refresh is on demand, and connected banks can be filtered by country and supported features. Token.io states connectivity to over 567 million verified bank accounts in the UK and Europe across 21 countries. Token.io Limited is authorised by the UK FCA as an AISP and PISP; Token.io GmbH is authorised by BaFin as an AISP. The company lists ISO 27001:2013, PCI-DSS Level 1, PSD2, and Cyber Essentials credentials. Pricing is available on request.