AI Payments vs PayOrc
AI Payments
aipayments.com
PayOrc
payorc.comSide by side
| Figure | AI Payments | PayOrc |
|---|---|---|
| Price from | — | $25/mo |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | — | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 1 | 3 |
| Spec score · Payment Orchestration Platforms | 7.4 (#13) | 8.7 (#5) |
| Integrations | The site describes connections to multiple processors, gateways, and acquirers through a single API but does not name specific providers on the opened orchestration page. | PayOrc lists more than 100 integrations spanning e-commerce platforms, payment methods, wallets, banks, PSPs, ERP systems and CRMs. |
| Product | AI Payments describes itself as a global acquiring and payment orchestration platform for merchants. | PayOrc describes itself as a unified payment orchestration layer for merchants, payment providers, banks, and technology platforms. |
| Security | The privacy policy says the company uses encryption in transit and at rest, access controls, and regular security assessments. | The security page lists PCI DSS Level 1, ISO/IEC 27001:2022, and ISO 9001 certifications. |
| Support | The About page lists 24/7 agentic support. | The developer page says developer support is available through Slack, email, and video calls. |
Plans
In their own words
AI Payments
AI Payments has no write-up on Specifiction yet; its figures are above.
PayOrc
PayOrc is a payment orchestration layer for merchants, payment providers, banks and technology platforms. Its routing engine chooses a processor in real time, and automatic retries can follow fallback chains when payments fail. The product lineup includes payment links, QR payments, subscriptions, invoicing, branded checkout, POS and fraud risk tools. Supported payment methods include cards, wallets, Apple Pay, Google Pay, SEPA and BNPL through one integration. PayOrc says it connects to more than 100 providers and systems, including Stripe, Adyen, Razorpay, WooCommerce, Shopify, Salesforce and SAP. Developers have a REST API, webhooks and SDKs for Node.js, Python, PHP, Java, Ruby and Go, as well as web, Android, iOS and Flutter SDKs. Starter is free, limited to one PSP and up to USD 5k monthly TPV. Growth costs $25 a month, includes five PSPs and covers more than USD 5k to USD 100k monthly TPV. Domestic card fees are listed as 2.90% + $0.30 for Starter and 2.70% + $0.30 for Growth; displayed MDRs are indicative and tax-exclusive.