- 1Runs onAndroid, API, iOS, Web
- 2CostsFree plan · paid from $25/mo
- 3Provider connections5
- 4Routing rulesYes
- 5Automatic retriesYes
- 6Tokenization and vaultYes
- 7Recurring paymentsYes
- 8Marketplace payoutsYes
Overview
PayOrc is a payment orchestration layer for merchants, payment providers, banks and technology platforms. Its routing engine chooses a processor in real time, and automatic retries can follow fallback chains when payments fail. The product lineup includes payment links, QR payments, subscriptions, invoicing, branded checkout, POS and fraud risk tools. Supported payment methods include cards, wallets, Apple Pay, Google Pay, SEPA and BNPL through one integration. PayOrc says it connects to more than 100 providers and systems, including Stripe, Adyen, Razorpay, WooCommerce, Shopify, Salesforce and SAP. Developers have a REST API, webhooks and SDKs for Node.js, Python, PHP, Java, Ruby and Go, as well as web, Android, iOS and Flutter SDKs. Starter is free, limited to one PSP and up to USD 5k monthly TPV. Growth costs 25.00 USD per month, includes five PSPs and covers more than USD 5k to USD 100k monthly TPV. Domestic card fees are listed as 2.90% + $0.30 for Starter and 2.70% + $0.30 for Growth; displayed MDRs are indicative and tax-exclusive.
Who it is for
PayOrc suits merchants and platforms managing payments across providers, methods or systems. Its API, webhooks and SDKs are also aimed at developers integrating payment services.
What is good
- Routing selects a processor in real time.
- Automatic retries use predefined fallback chains.
- Payment tools include subscriptions, invoicing and branded checkout.
- Security certifications include PCI DSS Level 1.
- Developer support is available by Slack, email and video calls.
What to know first
- Starter is limited to one PSP and USD 5k monthly TPV.
- Growth costs 25.00 USD per month.
- Domestic card fees are listed separately from plan prices.
- Enterprise pricing is custom and not listed.
Verdict
PayOrc combines payment routing, retry handling, multiple payment tools and developer interfaces. Compare plan limits and indicative domestic card fees against expected monthly volume before choosing a tier.
PayOrc plans and pricing
All plansCompared on payment orchestration platforms
- Free plan
- Yespayorc.com
- Paid from
- $25/mopayorc.com
- Provider connections
- 5payorc.com
- Routing rules
- Yespayorc.com
- Automatic retries
- Yespayorc.com
- Tokenization and vault
- Yespayorc.com
- Recurring payments
- Yespayorc.com
- Marketplace payouts
- Yespayorc.com
Facts
- Product
- PayOrc describes itself as a unified payment orchestration layer for merchants, payment providers, banks, and technology platforms.payorc.com · 29 Sept 2026
- Routing
- Its intelligent routing engine selects a processor in real time, and the site says authorization rates can improve by up to 15%.payorc.com · 29 Sept 2026
- Retries
- PayOrc supports automatic retries through pre-defined fallback chains when payments fail.payorc.com · 29 Sept 2026
- Payment tools
- The product lineup includes payment links, QR payments, subscriptions, invoicing, branded checkout, POS, and fraud risk tools.payorc.com · 29 Sept 2026
- Payment methods
- The site lists cards, wallets, Apple Pay, Google Pay, SEPA, and BNPL among the payment methods supported through one integration.payorc.com · 29 Sept 2026
- Integrations
- PayOrc says it connects to 100+ providers and systems, with examples including Stripe, Adyen, Razorpay, WooCommerce, Shopify, Salesforce, and SAP.payorc.com · 29 Sept 2026
- API and SDKs
- The developer page lists a REST API, webhooks, and SDKs for Node.js, Python, PHP, Java, Ruby, and Go, plus web, Android, iOS, and Flutter SDKs.payorc.com · 29 Sept 2026
- Security
- The security page lists PCI DSS Level 1, ISO/IEC 27001:2022, and ISO 9001 certifications.payorc.com · 29 Sept 2026
- Data protection
- PayOrc says it uses tokenization and a card vault, AES-256 encryption at rest, TLS 1.3 in transit, and controlled vault access.payorc.com · 29 Sept 2026
- Fraud controls
- The site describes rule-based and machine-learning fraud detection with configurable risk thresholds.payorc.com · 29 Sept 2026
- Support
- The developer page says developer support is available through Slack, email, and video calls.payorc.com · 29 Sept 2026
- Pricing limits
- Starter includes one PSP and is limited to ≤ USD 5k monthly TPV; Growth includes 5 PSPs and covers > USD 5k to USD 100k monthly TPV.payorc.com · 29 Sept 2026
- Fees
- The pricing page lists domestic card fees of 2.90% + $0.30 for Starter and 2.70% + $0.30 for Growth, and says displayed MDRs are indicative and tax-exclusive.payorc.com · 29 Sept 2026
Company
- Headquarters
- Dubai, United Arab Emiratespayorc.com · 28 Sept 2026
- Founded
- PayOrc's company timeline says it was founded in 2025 Q2 and achieved PCI DSS Level 1 certification from day one.payorc.com · 29 Sept 2026
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Sources
- payorc.com/company/about· checked 29 Sept 2026
- payorc.com· checked 29 Sept 2026
- payorc.com/integrations· checked 29 Sept 2026
- payorc.com/developers· checked 29 Sept 2026
- payorc.com/company/certifications· checked 29 Sept 2026
- payorc.com/pricing· checked 29 Sept 2026