Skip to content
SPECIFICTION
Get listed

BridgerPay

bridgerpay.com

From $199/mo Free plan WebAPI
Visit bridgerpay.com
Spec score 9.0 #2 of 26 in Payment Orchestration Platforms

What it is

BridgerPay is a payment orchestration platform for connecting payment providers and managing payment operations, available through web and API. The homepage lists more than 1,000 built-in connections across 185+ countries. Its Router provides a drag-and-drop, no-code way to direct traffic by location, expense, or type. Bridger Retry reroutes payments across payment service providers, and Bridger 3DS provides independent authentication; the company describes these tools as capable of salvaging up to 30% of declines and elevating approvals by up to 10%, respectively. The platform aligns settlements across providers in real time and supports customized payment links delivered by email, SMS, QR code, or website. A modular API supports configuring and testing payment flows. Listed industries include retail and eCommerce, travel, SaaS, financial institutions, and gaming. BridgerPay says it is PCI DSS Level 1 certified and lists encryption, network scans, third-party audits, and continuous security monitoring. The free plan costs nothing and covers 200 transactions per month, one user, one checkout, and two connections.

Spec sheet

What it does
BridgerPay provides a unified payment-orchestration platform for connecting providers, routing transactions, recovering declines and managing payment operations.Read 14 Oct 2026 · bridgerpay.com
Product
BridgerPay describes itself as an AI-powered payment orchestration platform connecting payment providers and managing payment operations.Read 7 Oct 2026 · bridgerpay.com
Security
BridgerPay states that it is PCI DSS Level 1 certified and lists annual third-party audits, quarterly network scans, AES-256 and TLS 1.3 encryption, and 24/7 security monitoring.Read 7 Oct 2026 · bridgerpay.com
Privacy
The company describes GDPR-related features including data access and deletion tools, data localization, encrypted storage, and access controls.Read 7 Oct 2026 · bridgerpay.com
Headquarters
Limassol, CyprusRead 28 Sep 2026 · bridgerpay.com
Founded
LinkedIn lists BridgerPay as founded in 2019.Read 14 Oct 2026 · linkedin.com
Company
BridgerPay's About page lists 2019 on its company timeline and gives its office address in Limassol, Cyprus.Read 7 Oct 2026 · bridgerpay.com
3DS
Bridger 3DS provides independent authentication and is described as capable of elevating approvals by up to 10%.Read 7 Oct 2026 · bridgerpay.com
3DS authentication
Bridger 3DS centralizes authentication across acquirers and is presented as reducing repeated verification during payment flows.Read 14 Oct 2026 · bridgerpay.com
Bridger Retry
Bridger Retry uses decline codes, payment types and user patterns to select retry paths across multiple PSPs, including recurring payments and wallet transactions.Read 14 Oct 2026 · bridgerpay.com
Checkout methods
Customers can integrate through embedded checkout, server-side MPI, payment links, tokenization, Blox and mobile-compatible flows.Read 14 Oct 2026 · bridgerpay.com
Cloud hosting
BridgerPay says its cloud infrastructure runs on Google Cloud Platform and is monitored continuously.Read 14 Oct 2026 · bridgerpay.com
Company headquarters
LinkedIn lists headquarters in Limassol, Cyprus.Read 14 Oct 2026 · linkedin.com
Company size
LinkedIn places BridgerPay in the 51–200 employee range.Read 14 Oct 2026 · linkedin.com
Connections
The homepage says the platform has more than 1,000 built-in connections.Read 7 Oct 2026 · bridgerpay.com
Coverage
The homepage states BridgerPay has connections across 185+ countries.Read 7 Oct 2026 · bridgerpay.com
Developer API
The product advertises a universal API and links to a separate developer documentation portal.Read 14 Oct 2026 · bridgerpay.com
Developer documentation access
The public developer portal currently displays a password-protected login instead of readable API reference content.Read 14 Oct 2026 · developers.bridgerpay.com
Encryption
The security page says traffic uses TLS 1.3 and stored databases use AES-256 encryption.Read 14 Oct 2026 · bridgerpay.com
Fraud controls
BridgerFraud supplies automated fraud-prevention tools and configurable risk rules within the payment stack.Read 14 Oct 2026 · bridgerpay.com
Funding news
A BridgerPay newsroom announcement dated August 10, 2026 says the company launched self-onboarding after a $6 million seed round.Read 14 Oct 2026 · bridgerpay.com
Help center
BridgerPay's help center contains articles for Bridger Admin, PSP API credentials, Apple Pay and Google Pay.Read 14 Oct 2026 · help.bridgerpay.com
Implementation time
The maker says most businesses can integrate and go live within days using no-code tools and its universal API.Read 14 Oct 2026 · bridgerpay.com
Industries
BridgerPay lists retail and eCommerce, travel, SaaS, financial institutions, and gaming among the industries it serves.Read 7 Oct 2026 · bridgerpay.com
Integration
The company says its connections include payment providers and that its platform uses a modular API for configuring and testing payment flows.Read 7 Oct 2026 · bridgerpay.com
Legal entity
Crunchbase identifies the legal name as Bridger AI Limited.Read 14 Oct 2026 · crunchbase.com
Licence
BridgerPay's terms prohibit reverse engineering, redistribution, modification and derivative works, indicating proprietary closed-source software.Read 14 Oct 2026 · bridgerpay.com
Limit: integrations and reconciliation
G2 reviewers mention some major integrations still being developed and request more reconciliation options.Read 14 Oct 2026 · g2.com
Limit: mobile monitoring
Multiple G2 reviewers say BridgerPay lacks a mobile app for monitoring transactions.Read 14 Oct 2026 · g2.com
Limit: reporting and customization
G2 feedback cites limited customization on entry plans and time-consuming report preparation.Read 14 Oct 2026 · g2.com
Omnichannel payments
Bridger OS supports online, in-store and server-to-server transactions from one dashboard.Read 14 Oct 2026 · bridgerpay.com
Payment connections
The company advertises more than 1,000 payment-provider, acquirer, wallet and alternative-method connections across 185+ countries.Read 14 Oct 2026 · bridgerpay.com
Payment links
Merchants can create customized payment links for delivery by email, SMS, QR code, or website.Read 7 Oct 2026 · bridgerpay.com
Praise: integrations
G2 reviewers repeatedly praise the breadth of global payment-provider integrations and the ability to offer multiple payment options.Read 14 Oct 2026 · g2.com
Praise: support
G2 reviewers commonly describe customer support and follow-up as responsive, professional and attentive.Read 14 Oct 2026 · g2.com
Pricing discrepancy
TrustRadius lists Start-Up at $239/month, Pro at $599/month and Growth at $1,199/month, and says no free version or trial is available.Read 14 Oct 2026 · trustradius.com
Privacy compliance
The maker states that it is GDPR compliant and supports role-based access, consent tracking and encrypted cross-border data transfers.Read 14 Oct 2026 · bridgerpay.com
Rating on Capterra
0.0 out of 5 from 0 reviews.Read 14 Oct 2026 · capterra.com
Rating on G2
4.6 out of 5 from 10 reviews.Read 14 Oct 2026 · g2.com
Rating on GetApp
0.0 out of 5 from 0 reviews.Read 14 Oct 2026 · getapp.com
Rating on Trustpilot
3.8 out of 5 from 2 reviews.Read 14 Oct 2026 · ie.trustpilot.com
Reconciliation
The platform automates cross-provider settlement alignment in real time to accelerate audits and reduce discrepancies.Read 7 Oct 2026 · bridgerpay.com
Retry
Bridger Retry uses AI-smart rerouting across PSPs and is described as salvaging up to 30% of declines.Read 7 Oct 2026 · bridgerpay.com
Routing
The Router provides a drag-and-drop no-code builder for rules that direct traffic by location, expense, or type.Read 7 Oct 2026 · bridgerpay.com
Security certification
BridgerPay states that Bridger OS is PCI DSS Level 1 certified, with annual audits and quarterly scans.Read 14 Oct 2026 · bridgerpay.com
Settlements and reconciliation
The settlement product provides a settlement calendar, reconciliation visibility and tools for resolving payment conflicts.Read 14 Oct 2026 · bridgerpay.com
Smart routing
Bridger OS routes each transaction to a selected processor using configurable rules intended to improve approval performance.Read 14 Oct 2026 · bridgerpay.com

Plans and prices

Free Forever Free 200 transactions/month · 1 user · 1 checkout · 2 connections · plugin integration · Bridger Admin · Bridger Retry · PSP expert call Read 14 Oct 2026 · g2.com
Start-Up $199 a month monthly 750 transactions/month · 2 users · 2 checkouts · 4 connections · refunds · Bridger Reports · Bridger Safe · onboarding specialist · multilingual checkout Read 14 Oct 2026 · g2.com
Pro $499 a month monthly 2,500 transactions/month · 5 users · 8 checkouts · 10 connections · Web SDK integration · rules engine · Google Pay and Apple Pay support Read 14 Oct 2026 · g2.com
Growth $999 a month monthly 6,000 transactions/month · 10 users · 15 checkouts · 15 connections · integration engineer · marketplace support · customized support · dynamic currency converter · account manager Read 14 Oct 2026 · g2.com
Enterprise Priced on request 6,001+ transactions/month · unlimited users · unlimited checkouts · unlimited connections · Bridger BI · automations · payouts · success and support manager Read 14 Oct 2026 · g2.com

Every BridgerPay plan and price →

Strong points and limits

Strong points

  • Lists more than 1,000 built-in connections.
  • Router rules can direct traffic by location, expense, or type.
  • Automates settlement alignment across providers in real time.
  • Payment links support email, SMS, QR code, and websites.
  • Free plan includes 200 monthly transactions.

Limits

  • Free plan is limited to one user.
  • Free plan includes one checkout and two connections.
  • Paid plans cap monthly transaction volumes.

Who it suits

BridgerPay may suit merchants in retail and eCommerce, travel, SaaS, financial services, or gaming who need to connect providers and coordinate payment flows. Its listed plans specify monthly transaction, user, checkout, and connection limits.

BridgerPay in depth

Read the full write-up

BridgerPay is a payment orchestration platform for merchants coordinating providers and payment operations across markets. It is strongest for teams that need configurable routing, retries, and settlement reconciliation together. Its wide connection network is appealing, but the monthly transaction and account caps make plan fit a practical constraint.

Overview

BridgerPay brings payment providers and payment operations into one platform, with more than 1,000 built-in connections across 185+ countries. That reach suits merchants managing payments across markets, while its modular API supports configuring and testing payment flows. Its stated industries include retail and eCommerce, travel, SaaS, financial institutions, and gaming.

Beyond provider connectivity, the product covers routing, retries, authentication, reconciliation, recurring payments, tokenization and vault, and payment links. This breadth is useful when a team wants to coordinate several payment tasks in one system; smaller plans, however, limit the users, checkouts, and connections that can participate.

Key features

Routing and retrying declines

The Router uses a drag-and-drop, no-code builder to direct transactions by location, expense, or type. That gives payment teams a way to shape traffic rules without building routing logic themselves. Bridger Retry reroutes across PSPs using AI and is described as salvaging up to 30% of declines; the claim makes it relevant to merchants trying to recover failed transactions, though the stated figure is not a guarantee for an individual business.

Authentication and reconciliation

Bridger 3DS provides independent authentication and is described as capable of elevating approvals by up to 10%. Real-time settlement alignment across providers is designed to speed audits and reduce discrepancies. Together, these tools address authorization and back-office work, making the platform more than a connectivity layer.

Payment links, security, and privacy

Merchants can create customized payment links for email, SMS, QR code, or a website, providing several ways to collect payments. BridgerPay states that it is PCI DSS Level 1 certified and cites annual third-party audits, quarterly network scans, AES-256 and TLS 1.3 encryption, and continuous security monitoring. Its GDPR-related features include data access and deletion tools, data localization, encrypted storage, and access controls.

Pricing

BridgerPay has a free tier and paid monthly plans, with limits on transactions, users, checkouts, and connections. Those caps matter as much as the price: a plan that fits transaction volume may still fall short on provider connections or seats.

PlanPriceMonthly limitsFree Foreverfree200 transactions, 1 user, 1 checkout, 2 connectionsStart-Up$199 a month750 transactions, 2 users, 2 checkouts, 4 connectionsPro$499 a month2,500 transactions, 5 users, 8 checkouts, 10 connectionsGrowth$999 a month6,000 transactions, 10 users, 15 checkouts, 15 connectionsEnterpriseCustom pricing6,001 transactions per monthFree Forever is a way to start with a small operation, but its 200-transaction allowance and single user, checkout, and two connections leave little room for a live multi-provider setup. Start-Up raises capacity modestly; Pro and Growth are better suited to teams needing more seats, checkouts, and connections, with Growth reaching 6,000 transactions monthly. Enterprise is the stated step above that threshold, but its custom pricing means buyers need a quote to assess cost. The free tier is not a substitute for a broader deployment if its caps are too low.

Platforms

BridgerPay is available through web and API. That fits businesses integrating payment flows into their own systems or managing operations in a browser; no native mobile or desktop platform is stated.

Who it's for

BridgerPay is a good fit for merchants operating across providers or markets who value configurable routing, retrying declines, and cross-provider settlement alignment. Its payment links and stated industry coverage also make it relevant to varied merchant operations. It is less compelling for a business with few transactions and no need for orchestration breadth, or for a team whose required connection, user, or checkout count exceeds the tier it can afford.

Pros and cons

Pros: More than 1,000 connections across 185+ countries give multi-market merchants a broad provider footprint.

Pros: No-code routing, AI-smart retries, and independent 3DS cover distinct parts of payment acceptance.

Pros: Real-time settlement alignment and configurable payment links extend the platform into operations and collection.

Cons: Free Forever is capped at 200 transactions monthly, one user, one checkout, and two connections.

Cons: Paid plans also cap users, checkouts, connections, and monthly transactions, so growing teams may need to move tiers as several needs expand.

Cons: Enterprise requires custom pricing, making the cost of capacity above 6,000 monthly transactions less predictable.

Alternatives

For a wider comparison, see Payment Orchestration Platforms.

DeloPay may suit buyers who prefer a per-transaction charge and need broad platform coverage; its Power plan is $2.25 a month, billed 2.25% per transaction, for monthly volume of $100,000 to $500,000.

PayOrc is worth considering for a freemium model: Starter is free up to USD 5k monthly TPV with one PSP, while Growth is $25 a month for over USD 5k to USD 100k monthly TPV and five PSPs.

PayServ Multi-PSP Platform is an alternative for teams seeking a free testing environment: its Free plan includes one PSP sandbox connection and 500 test transactions per month, but is for testing rather than live payments.

Juspay Hyperswitch may fit teams wanting a self-hosted option; its Community Edition is free and includes 90+ payment integrations with self-managed hosting.

MoneyHash is another paid option to compare.

Orchestra may suit teams that need a sandbox-first path, with unlimited testing transactions, 130+ provider sandboxes, and no live payments on its free Sandbox plan.

BR-DGE is another paid platform to consider.

CellPoint Digital is another paid platform to consider.

Verdict

Choose BridgerPay if your business needs broad provider connectivity and wants routing, retries, authentication, and settlement alignment under one orchestration platform. The main reason to choose it is that operational range; look elsewhere if the plan caps do not match your provider, seat, checkout, or transaction needs, or if you need an Enterprise cost you can evaluate upfront.

Verdict

BridgerPay combines provider connections, routing, retries, authentication, settlement alignment, and payment links. Its free and paid tiers state transaction and account limits, while Enterprise pricing remains unspecified.

Where Specifiction places it

Alternatives to BridgerPayAll alternatives →