BridgerPay vs PayOrc
BridgerPay
bridgerpay.com
PayOrc
payorc.comSide by side
| Figure | BridgerPay | PayOrc |
|---|---|---|
| Price from | $199/mo | $25/mo |
| Free plan | Yes | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 5 | 3 |
| Spec score · Payment Orchestration Platforms | 9.0 (#2) | 8.7 (#5) |
| Founded | LinkedIn lists BridgerPay as founded in 2019. | PayOrc's company timeline says it was founded in 2025 Q2 and achieved PCI DSS Level 1 certification from day one. |
| Fraud controls | BridgerFraud supplies automated fraud-prevention tools and configurable risk rules within the payment stack. | The platform offers rule-based and machine-learning fraud detection with configurable risk thresholds. |
| Headquarters | Limassol, Cyprus | Dubai, United Arab Emirates |
| Licence | BridgerPay's terms prohibit reverse engineering, redistribution, modification and derivative works, indicating proprietary closed-source software. | The terms grant only a limited, non-exclusive, non-transferable subscription right and prohibit reverse engineering, indicating proprietary software rather than open-source licensing. |
| Product | BridgerPay describes itself as an AI-powered payment orchestration platform connecting payment providers and managing payment operations. | PayOrc describes itself as a unified payment orchestration layer for merchants, payment providers, banks, and technology platforms. |
| Routing | The Router provides a drag-and-drop no-code builder for rules that direct traffic by location, expense, or type. | Its intelligent routing engine selects a processor in real time, and the site says authorization rates can improve by up to 15%. |
| Security | BridgerPay states that it is PCI DSS Level 1 certified and lists annual third-party audits, quarterly network scans, AES-256 and TLS 1.3 encryption, and 24/7 security monitoring. | The security page lists PCI DSS Level 1, ISO/IEC 27001:2022, and ISO 9001 certifications. |
| Security certification | BridgerPay states that Bridger OS is PCI DSS Level 1 certified, with annual audits and quarterly scans. | PayOrc states that it is PCI DSS Level 1 certified and uses tokenization and a card-data vault. |
| What it does | BridgerPay provides a unified payment-orchestration platform for connecting providers, routing transactions, recovering declines and managing payment operations. | PayOrc provides a unified payment-orchestration layer for merchants, payment providers, banks and technology platforms. |
Plans
BridgerPay
- Free ForeverFree
- Start-Up$199 a month
- Pro$499 a month
- Growth$999 a month
- EnterprisePriced on request
In their own words
BridgerPay
BridgerPay is a payment orchestration platform for connecting payment providers and managing payment operations, available through web and API. The homepage lists more than 1,000 built-in connections across 185+ countries. Its Router provides a drag-and-drop, no-code way to direct traffic by location, expense, or type. Bridger Retry reroutes payments across payment service providers, and Bridger 3DS provides independent authentication; the company describes these tools as capable of salvaging up to 30% of declines and elevating approvals by up to 10%, respectively. The platform aligns settlements across providers in real time and supports customized payment links delivered by email, SMS, QR code, or website. A modular API supports configuring and testing payment flows. Listed industries include retail and eCommerce, travel, SaaS, financial institutions, and gaming. BridgerPay says it is PCI DSS Level 1 certified and lists encryption, network scans, third-party audits, and continuous security monitoring. The free plan costs nothing and covers 200 transactions per month, one user, one checkout, and two connections.
PayOrc
PayOrc is a payment orchestration layer for merchants, payment providers, banks and technology platforms. Its routing engine chooses a processor in real time, and automatic retries can follow fallback chains when payments fail. The product lineup includes payment links, QR payments, subscriptions, invoicing, branded checkout, POS and fraud risk tools. Supported payment methods include cards, wallets, Apple Pay, Google Pay, SEPA and BNPL through one integration. PayOrc says it connects to more than 100 providers and systems, including Stripe, Adyen, Razorpay, WooCommerce, Shopify, Salesforce and SAP. Developers have a REST API, webhooks and SDKs for Node.js, Python, PHP, Java, Ruby and Go, as well as web, Android, iOS and Flutter SDKs. Starter is free, limited to one PSP and up to USD 5k monthly TPV. Growth costs $25 a month, includes five PSPs and covers more than USD 5k to USD 100k monthly TPV. Domestic card fees are listed as 2.90% + $0.30 for Starter and 2.70% + $0.30 for Growth; displayed MDRs are indicative and tax-exclusive.