DeloPay

DeloPay is a payment orchestration platform for merchants that need to connect providers and steer transactions among them. It is best suited to web, API and WooCommerce payment flows, including subscription businesses. Its routing and hosted checkout offer flexibility, but transaction-based fees and the absence of native mobile SDKs make it a weaker fit for mobile-first teams.

Overview

DeloPay brings payment connections, checkout and routing into one platform. Merchants can accept payments through a hosted iFrame, payment links, WooCommerce or the API, then use Smart Routing to select a provider based on cost, recent success rate, capability matching and business rules. That combination is most compelling for a business with more than one viable provider; with only one suitable route, much of the orchestration advantage is reduced.

Key features

Routing and retries. Routing rules and automatic retries give merchants control over how transactions are directed and handled. Smart Routing considers several operational priorities rather than relying on a single selection criterion. Its usefulness depends on having connected providers that can serve the relevant payment types.

Checkout and connections. The hosted iFrame handles card input, 3-D Secure, wallets and crypto without payment data passing through the merchant’s servers. Payment links and a WooCommerce plugin offer options for teams that do not want to build every payment flow around an API. Connectors include Stripe, PayPal, Airwallex, Klarna, Creem, e-Payouts, NomuPay, Cryptomus and NOWPayments.

Developer and subscription tools. DeloPay provides a REST API, official JavaScript/TypeScript and Java SDKs, and an iFrame checkout. Native mobile SDKs remain on the roadmap, so mobile app teams should account for that gap. Subscriptions can be created, paused, resumed and cancelled through one API when processed by a billing-capable connector such as Stripe Billing or PayPal; that connector requirement matters for businesses choosing their recurring-payment setup.

Security and testing. DeloPay says data is encrypted in transit and at rest, credentials are hashed with Argon2, and access is controlled by roles. It says it does not store raw card numbers or full payment credentials; connected providers handle that data. Its FAQ describes primarily EU-based infrastructure in Frankfurt and provider-level tokenization. Test API keys support test mode, but whether a test reaches a provider sandbox depends on the provider, so a consistent test workflow is not assured across connections.

Support. Technical support runs through Control Center tickets, with typical response times under four hours during EU business days. That stated response window is useful for planning, though it is tied to EU business hours.

Pricing

DeloPay has no free plan and offers a free trial. Its monthly volume tier is based on the previous 30 days, and each paid tier has no monthly plan or setup fee; the listed amount is the per-transaction rate, not a flat subscription cost.

Starter: $4 a month, billed 4.00% per transaction, for $0 to $5,000 monthly volume. It is the entry tier for lower-volume merchants, but its percentage is the highest among the priced tiers.

Growth: $3.50 a month, billed 3.50% per transaction, for $5,000 to $20,000 monthly volume. It lowers the transaction rate as volume rises.

Scale: $3.25 a month, billed 3.25% per transaction, for $20,000 to $50,000 monthly volume.

High volume: $2.75 a month, billed 2.75% per transaction, for $50,000 to $100,000 monthly volume.

Power: $2.25 a month, billed 2.25% per transaction, for $100,000 to $500,000 monthly volume. It is the lowest priced rate, but requires the most volume among the fixed-rate plans.

Enterprise: custom pricing for over $500,000 monthly volume, with the tier also based on the previous 30 days.

The declining rates make DeloPay more attractive at higher volumes, while the Starter rate is a substantial per-transaction cost for a smaller merchant. Businesses should judge the fees against their expected volume and the value of routing across providers.

Platforms

DeloPay supports Android, iOS, Linux, macOS, Windows, web and API. The platform list spans mobile and desktop environments, but native mobile SDKs are not yet available; app teams may need to use its API or other supported integration paths instead.

Who it's for

DeloPay targets e-commerce, SaaS and subscription businesses, marketplaces, gaming, platforms and agencies, and companies handling international payments. It is a stronger match for merchants that can benefit from multiple payment connections, provider-based routing or several checkout options. Teams needing native mobile SDKs now, or a free ongoing tier, should look elsewhere.

Pros and cons

Pro: Multiple payment paths—hosted iFrame, links, WooCommerce and API—let merchants choose an integration suited to their setup.

Pro: Smart Routing weighs cost, success rate, capability and business rules, making the platform useful when more than one provider can handle a transaction.

Pro: The iFrame handles several payment types while keeping payment data off merchant servers.

Con: There is no free plan, and the Starter tier charges 4.00% per transaction.

Con: Subscription actions depend on a billing-capable connector, so recurring-payment workflows are not independent of provider choice.

Con: Native mobile SDKs are still on the roadmap, and test-mode behavior depends on the connected provider.

Alternatives

Choose BridgerPay if a free plan is important: its Free Forever plan allows 200 transactions per month, one user, one checkout and two connections. Its paid Start-Up plan is $199 a month for 750 transactions, making it a different cost structure from DeloPay’s volume-based transaction rates.

PayOrc is worth considering for a freemium option with a defined small-volume entry point: its free Starter tier covers up to USD 5k monthly TPV and one PSP, while Growth costs $25 a month for over USD 5k to USD 100k monthly TPV and five PSPs. Pick it when those caps and connection counts fit better than DeloPay’s percentage tiers.

PayServ Multi-PSP Platform may suit teams that want a free testing environment: its Free plan includes one PSP sandbox connection, 500 test transactions per month, 50+ test scenarios and community support, but is not a substitute for a live-payment plan.

Juspay Hyperswitch offers a free, self-hosted Community Edition with 90+ payment integrations and support through public Slack and GitHub discussions. It is the alternative to consider when self-managed hosting is a priority.

For a paid alternative, compare MoneyHash, which supports Android, API, iOS and web.

Orchestra offers a free Sandbox for testing only, with unlimited transactions, 130+ provider sandboxes, JavaScript SDK or REST API access, and full-priority email support. Choose it for sandbox work rather than live payments.

BR-DGE is another paid option for Android, API, iOS and web.

CellPoint Digital is another paid option for Android, API, iOS and web.

Browse Payment Orchestration Platforms or Payment Tokenization Software to compare more options in those categories.

Verdict

DeloPay is a sensible choice for a merchant that needs several provider connections, configurable routing and web-oriented checkout or API integrations, particularly if transaction volume puts it in a lower-rate tier. Its main appeal is the combination of routing and flexible payment entry points; the main reasons to look elsewhere are the transaction fees, provider-dependent subscription and testing behavior, and lack of native mobile SDKs.