DeloPay vs IXOPAY
DeloPay
delopay.net
IXOPAY
ixopay.comSide by side
| Figure | DeloPay | IXOPAY |
|---|---|---|
| Price from | $2.25/mo | $1,000/mo |
| Free plan | — | — |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| Linux | Yes | — |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 6 | 2 |
| Spec score · Payment Orchestration Platforms | 9.1 (#1) | 8.9 (#3) |
| Spec score · Payment Tokenization Software | 9.2 (#1) | 8.9 (#3) |
| Pricing model | DeloPay charges a volume-based orchestration percentage on each processed transaction and does not charge setup fees or standard monthly minimums. | The official site displays plans starting at $1000 per month and directs prospective customers to request sandbox access; it does not publish a complete plan price list. |
| Product | DeloPay is a payment orchestration platform that connects payment providers and routes transactions to a selected provider. | IXOPAY provides enterprise-grade payment orchestration, tokenization, and payments intelligence. |
| Routing | Smart Routing selects a provider based on cost, recent success rate, capability matching, and business rules. | Smart transaction routing and strategic smart retries are features for improving conversion and recovering declined payments. |
| Security | The privacy policy says data is encrypted in transit and at rest, credentials are hashed with Argon2, and access uses role-based controls. | IXOPAY lists ISO 27001, SOC 3, and PCI DSS attestations for its tokenization and payment orchestration platforms. |
| System requirements | The WordPress listing requires WordPress 6.0 or newer, PHP 7.4 or newer, HTTPS and a DeloPay merchant account. | The administrative interface works in common desktop and mobile browsers, although mobile devices have limited administrative functions. |
| What it does | DeloPay is a payment-orchestration service that connects processor accounts and presents one API, checkout, reporting, refund, dispute and webhook layer. | IXOPAY provides enterprise payment orchestration, tokenization and payment-intelligence infrastructure. |
Plans
DeloPay
- Power$2.25 a month
- High volume$2.75 a month
- Scale$3.25 a month
- Growth$3.50 a month
- Starter$4 a month
- EnterprisePriced on request
In their own words
DeloPay
DeloPay is a payment orchestration platform that connects payment providers and routes transactions to a selected provider. Smart Routing chooses providers using cost, recent success rate, capability matching, and business rules. Merchants can use a hosted iFrame checkout for card input, 3-D Secure, wallets, and crypto; create payment links; use a WooCommerce plugin; or integrate through the REST API. DeloPay lists integrations including Stripe, PayPal, Airwallex, Klarna, Creem, e-Payouts, NomuPay, Cryptomus, and NOWPayments. It offers JavaScript/TypeScript and Java SDKs, while native mobile SDKs are on the roadmap. Subscriptions can be created, paused, resumed, and cancelled through one API when billed through a billing-capable connector such as Stripe Billing or PayPal. Listed rates are 4.00% per transaction for Starter, 3.50% for Growth, 3.25% for Scale, 2.75% for High volume, and 2.25% for Power; there is no monthly plan or setup fee. A free trial is offered, but no free plan is listed.
IXOPAY
IXOPAY provides payment orchestration, tokenization, and payments intelligence for merchants and fintechs. One API integration connects to more than 200 payment providers and 300 payment methods. Adapters connect to acquirers, processors, gateways, and third-party tools such as CRM, ERP, and SMTP services. Supported payment channels include online, mobile, point-of-sale, hosted payment pages, and server-to-server. Smart transaction routing and strategic retries are intended to improve conversion and recover declined payments. The platform automates reconciliation and reporting, with shareable insights for finance, product, and operations teams. Universal Tokens use a common format across multiple payment service providers. IXOPAY lists ISO 27001, SOC 3, and PCI DSS attestations for its tokenization and orchestration platforms and states that it complies with GDPR. It also offers a white-label solution for ISOs, PSPs, banks, ISVs, and payment facilitators. The Developer Hub provides guides, recipes, an API explorer and reference, and operating guides. The cloud platform supports Android, iOS, web, and API access. A sandbox is available at no cost for evaluating tokenization. Plans start at $1,000 a month; full pricing requires contacting IXOPAY.